KiwiSaver

NZ Herald 13 March 2010

Q&As: Mum will probably never embrace KiwiSaver, but there’s hope for her son; What happens to KiwiSaver if you are made redundant; Last week’s column left a reader confused about tax rates.

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The Investor 13 March 2010

KiwiSaver neither guaranteed nor ghastly. Recent news suggests New Zealanders are poles apart on KiwiSaver. Some think the scheme is safer than it is. Others are leaping to ridiculous conclusions about how unsafe it is.

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NZ Herald 6 March 2010

Q&As: How will superannuitants fare under proposed tax changes?; Should young couple invest their savings in a rental property while overseas?; Two Q&As about children and the KiwiSaver tax credit.

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NZ Herald 20 February 2010

Q&As: Paying off mortgage — and getting rid of badly undiversified portfolio — are two great ideas; KiwiSaver can work well for student; Laying out the details on KiwiSaver exit fees; Buying shares directly from overseas broker cheaper in short run, but may not be wise.

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NZ Herald 13 February 2010

Q&As: Some active share funds will do better than passive index funds, but it’s impossible to predict which ones; Don’t go chasing high-performing KiwiSaver funds — here’s how to choose your provider; Another index fund available in New Zealand; Fee-charging advisers don’t gain from putting clients in higher risk investments than they should.

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NZ Herald 30 January 2010

Q&As: Investing doesn’t have to be a part-time job. There’s still time for novel reading; KiwiSaver calculation — far from being wrong — is correct to the cent; How the lack of a tax credit for kids in KiwiSaver affects contributions to their accounts; There’s much more to financial advice than just investing.

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NZ Herald 23 January 2010

Q&As: Should couple repay mortgage with redundancy money, or invest it in KiwiSaver or elsewhere?; Big KiwiSaver provider should know better about first-year tax credits; More information available about investment advisers — and are hourly or percentage fees better?; Less room for trouble if people make their own investments after seeking adviser’s recommendations.

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The Investor 15 December 2009

Do KiwiSaver — but not to the max. At a recent KiwiSaver seminar I was surprised to find that many employee members were still contributing 4 per cent of their pay, rather than the 2 per cent permissible since April 1 this year. And an AMP survey confirms that is not unusual. “Few have reduced their contribution, though indicating in February they intended to,” says AMP.

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