Q&As: Should couple sell their house, and buy again later?; The high price of not organising your automatic payments well; When you should and shouldn’t repay your student loan quickly — and future prospects; 2 Q&As on what happens to KiwiSavers when they retire.
More reasons to get young into savings accounts. An article I read recently made me more convinced that it’s good to sign up children into savings accounts.
Q&As: Repaying debt should be Number One priority — with one important exception; Money can’t buy the most important things in retirement; Last week’s numbers on NZ Super were incomplete — sorry; Let’s demystify share trading, and share holding; One more advantage of owning shares.
So much for the “can’t afford to save” excuse. Practically all New Zealanders can save. If they want to. In the wake of the release of the Savings Working Group (SWG) report on February 1, various people have been saying that many New Zealanders just can’t afford to save. I don’t buy it — or should I say save it.
A financial gift for both the giver and recipient. Christmas or not, here’s a way you can give to someone else and also gain yourself. Sponsor an adult who is struggling financially to make the most of KiwiSaver.
Q&As: Bank’s handling of a fee inquiry leads customer to switch banks; One good proverb deserves another; Should Gareth Morgan Investments be under more scrutiny? Plus: Meaningful Christmas gifts.
How to get more out of KiwiSaver. About 40 per cent of people in KiwiSaver don’t know what kind of fund — conservative, balanced or growth — their money is invested in. Many of those won’t be in the best fund for them.
Q&As: How to weigh up contributing to KiwiSaver versus repaying your student loan, now that there’s a repayment bonus; Gold investors should take care about who is storing their bullion; How long should it take to process a KiwiSaver application?
Non-KiwiSavers’ reasons don’t stand up to scrutiny. Many New Zealanders who haven’t joined KiwiSavers are missing out on their fair share of the government booty because they misunderstand how it all works. Meanwhile, others in the scheme are not getting as much as they could out of it.
Q&As: With extra to pay off a mortgage, should you add to principal repayments or shorten the term of the loan?; Graph of gold price history tells some interesting stories; Transferring money from UK to New Zealand to take advantage of higher interest rates here could be risky; Under what circumstances can Inland Revenue take money out of your KiwiSaver account?