Investment strategies

NZ Herald 12 November 2022

Q&As:
– Does couple need to “use the equity” in their home?
– Subdivide and then sell, or rent out the old home?
– Buying and selling in the same market not so simple
– How to sell a property without an agent

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RNZ Radio 3 November 2022

Which funds, in and out of KiwiSaver, are best at different life stages?
– It’s not actually about age
– How to set up your savings
– Best low risk investment?
– Best medium risk investment?
– Best higher risk investment?
– Review situation once a year

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NZ Herald 15 October 2022

Q&As:
– Does laddering term deposits work well in volatile markets
– Reader takes a wise longer-term view of share markets
– How some KiwiSaver providers use — and charge members for — financial advice
– Moving providers is ok in volatile markets — but ask adviser what’s in it for you

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NZ Herald 1 October 2022

Q&As:
– How to invest while living a gypsy life — for saving for anything else
– Oops! Growth funds don’t work for short-term saving
– When your money really is goneburger
– How to pick which share platform to use
– Why 4 “good” shares are not performing well
– Worries over whisky

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NZ Herald 27 August 2022

Q&As:
– How does diversification apply to a share fund?
– Don’t forget fees and tax when comparing mortgage paydown and investing
– Small payments off fixed mortgages okay …
– … and bigger payments easy in current environment
– Many Q&As about last week’s angry reader and my response

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NZ Herald 13 August 2022

Q&As:
– Financial mentors offer free help for everyone who is struggling
– A good reason to switch KiwiSaver fund
– Reader “aghast” at my “cherry picking” in fund comparison
– Why passive share funds won’t take over entirely
– Life insurance advice from one who knows

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NZ Herald 6 August 2022

Q&As:
– Young have too little life insurance; old have too much
– Reader challenges my comments about picking low-fee KiwiSaver fund…
– … While a documentary backs me up
– What about the workers in big Aussie-owned banks?
– Deposit insurance scheme attacked and defended

Plus:
– Money questions? Try this

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NZ Herald 30 July 2022

Q&As:
– Returns versus fees — which should you use to judge funds?
– Are banks safe? …
– … And should we favour NZ-owned banks?
– KiwiSaver can work well in retirement
– No, don’t try to time the markets!
– What to do after KiwiSaver drop

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Getting a KiwiSaver WOF

GETTING A KIWISAVER WOF — for people of all ages
Worried about how the Covid-19 pandemic is affecting your KiwiSaver investment, and wondering what to do about it?
Or is KiwiSaver the last thing on your mind? Maybe you were auto enrolled and have ignored it since.

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