NZ Herald 13 February 2021
Q&As:
– What can we learn from a commonly used share ratio?
– What I do instead
– Readers’ property value has zoomed, but shares are similar
– A tale of bad landlords
– A tale of good landlords
Q&As:
– What can we learn from a commonly used share ratio?
– What I do instead
– Readers’ property value has zoomed, but shares are similar
– A tale of bad landlords
– A tale of good landlords
Q&As:
– Reader sees no reason shares shouldn’t keep rising…
– Another predicts a crash, and wonders about KiwiSaver defensive action
– Should we take note of shoeshine story?
– Where should millennial save for apartment?
– Reader’s tenants don’t want long-term leases
– Property managers defended
– Column inspires musician to write a song
Test your knowledge of financial basics
Commission for Financial Capability did a survey:
– 22% got everything right
– Men did better and so did older people
– The questions — and later the answers
– Women with children did worse — why perhaps?
Q&As:
– Rule shows how long it takes for an investment — and a debt — to double
– One reader quits Bonus Bonds for term deposits…
– … While another suggests a way to keep the fun rolling on
– Bonus Bonds exit annoys businessman
– Move from term deposits into KiwiSaver fund ups the volatility
– Better to leave the money in two countries than one
Plus:
– Your questions, a webinar and a guide to investing
Q&As:
– If it looks like a scam…
– How to work out return on an investment
– Where to put the grandkids’ Bonus Bond money
– Bonus Bond investor seeks another fun investment
– Readers seek details about NZ Super payments
Q&As:
– Compound interest can do astounding things over long periods
– Could helping adult children through an offset mortgage leave parents in the lurch?
– How do others on average incomes save for a house?
– The risks for Bonus Bond holders in waiting for the wind-up
– What if you think your deceased relative had unredeemed Bonus Bonds?
The next downturn — in shares, KiwiSaver and other managed funds — might be longer.
But first — comments on what to do about the demise of Bonus Bonds.
– FMA survey on investor confidence.
– Race between NZ and world share markets to recover from Covid downturn.
– Recovery not just shares rebounding, but also bonds.
– Next time we could easily have shares down for longer, and bonds also falling.
Q&As:
– Couple muddling trusts and wills — and courting trouble by not discussing uneven inheritances with family
– Young hopeful homebuyer in a position to take risks
– KiwiSaver retirement estimates too high? — what to do about it
– Travel early in retirement, 85-year-old urges
Q&As:
– Who’s right about fund choice — husband or wife or neither?
– Which bank products are subject to haircut if bank fails?
– What about government bonds, Bonus Bonds and safe deposit boxes?
– Halt to dividend payments should strengthen banks
– ETF tax problem no big deal
– It’s great to continue contributions to KiwiSaver and other funds in down markets
– Don’t assume gloom will continue — and a look at past recoveries
– Drip feeding not quite so good with lump sums
Q&As:
– Reader regrets panic move out of KiwiSaver — and how to follow share trends
– Many more people are buying shares
– Should self-employed use up savings before asking for government help?
– Index funds not at a disadvantage in market downturn
– How can index funds beat the market?
– Which index for an index fund?
– Any time is fine for switching KiwiSaver provider