Q&As:
– KiwiSaver changes will hopefully help all members
– What happens to people in default KiwiSaver funds losing that status?
– Ways to reduce inequities in KiwiSaver
– Readers’ comments on last week’s multi-millionaire …
– … And his wife’s comments
– Another way to help children into their first homes …
– … And detail about last week’s suggestion
Low-risk funds — a good alternative to bank term deposits
(But first — a quick follow-up on share trading)
– Defensive and conservative funds, in and out of KiwiSaver
– Where to get info — Smart Investor tool. Look for low fees.
– Don’t panic when balance falls a bit
– Comparison with bank term deposits:
— Pluses: withdrawals, PIE tax, safety
— Minuses: fees, don’t know returns, some volatility
Q&As:
– Why one KiwiSaver fund has done extraordinarily well…
– … and will it — and other star performers — keep starring?
– Did I get it wrong about property managers last week?
– Is not raising rents poor business practice?
– Are pushy property managers only in Whangarei?
Q&As:
– Share market not yet like tulip bulbs — stay invested!
– Are passive investments the next bubble? Plus a note on mis-timing the market
– Low-risk funds not all like bank term deposits
– Risk and return do go together, despite reader’s claims
– Landlords can get hit in a long-term rental
Q&As:
– Safe, accessible, and going backwards — invest beyond bank accounts
– KiwiSaver a good spot for grandfather’s gifts
– My “cavalier response” last week about p/e ratios angers reader
– Comments from a café in Thames
– Why long-term rental leases might not work…
– … And how they might be made to work
Q&As:
– What can we learn from a commonly used share ratio?
– What I do instead
– Readers’ property value has zoomed, but shares are similar
– A tale of bad landlords
– A tale of good landlords
Q&As:
– Reader sees no reason shares shouldn’t keep rising…
– Another predicts a crash, and wonders about KiwiSaver defensive action
– Should we take note of shoeshine story?
– Where should millennial save for apartment?
– Reader’s tenants don’t want long-term leases
– Property managers defended
– Column inspires musician to write a song
Test your knowledge of financial basics
Commission for Financial Capability did a survey:
– 22% got everything right
– Men did better and so did older people
– The questions — and later the answers
– Women with children did worse — why perhaps?
Q&As:
– Rule shows how long it takes for an investment — and a debt — to double
– One reader quits Bonus Bonds for term deposits…
– … While another suggests a way to keep the fun rolling on
– Bonus Bonds exit annoys businessman
– Move from term deposits into KiwiSaver fund ups the volatility
– Better to leave the money in two countries than one
Plus:
– Your questions, a webinar and a guide to investing
Q&As:
– If it looks like a scam…
– How to work out return on an investment
– Where to put the grandkids’ Bonus Bond money
– Bonus Bond investor seeks another fun investment
– Readers seek details about NZ Super payments