Q&As:
– One reader may be overdoing diversification…
– … While another may be underdoing it
– KiwiSaver fund reports 70% return
– Banks soon moving to 365-day money transfers
– Media should have warned of house price fall, says reader
– Rosie Robot misbehaves again
Q&As:
– KiwiSaver gifts good, but make sure you treat the children equally
– I made a worrying assumption in last week’s calculations…
– … and what happens when inflation is included
– Trapped with low interest on your term deposits? Here’s a plan
– Another reader has trouble getting a credit card
– A warning about selling a home before you buy
– Reader could move to another environmental fund
– My key messages don’t change
Plus:
– Happy holidays!
Q&As:
– When it can be good to be in debt — how rental property works
– Adviser didn’t listen
– Are term deposit investors being treated unfairly?
– How best to turn shares into deposit for child’s home
– Using KiwiSaver for its lower fees
Q&As:
– Getting out of share market is not wise
– Keep an eye on economic numbers — but not to predict share markets
– Did reader lose during KiwiSaver provider transfer?
– No, don’t cut your contributions!
– Reduce risk on spending money
– Should older investors stick with term deposits?
– 2 readers sing the praises of cross lease property
Q&As:
– Keep that money out of KiwiSaver, unless…
– Does Simplicity’s recent performance prove passive investing is no good?
– Last week’s couple may have been referring to house size
– Reader’s terrible experience with cross lease property
– Justifying NZX50’s inclusion of dividends
Q&As:
– Aggressive KiwiSaver funds can work well …
– And here’s an even riskier one
– Can overseas daughter join KiwiSaver?
– What happens to KiwiSaver money when the member dies
Q&As:
– Financial mentors offer free help for everyone who is struggling
– A good reason to switch KiwiSaver fund
– Reader “aghast” at my “cherry picking” in fund comparison
– Why passive share funds won’t take over entirely
– Life insurance advice from one who knows
Q&As:
– Young have too little life insurance; old have too much
– Reader challenges my comments about picking low-fee KiwiSaver fund…
– … While a documentary backs me up
– What about the workers in big Aussie-owned banks?
– Deposit insurance scheme attacked and defended
Plus:
– Money questions? Try this
Q&As:
– Returns versus fees — which should you use to judge funds?
– Are banks safe? …
– … And should we favour NZ-owned banks?
– KiwiSaver can work well in retirement
– No, don’t try to time the markets!
– What to do after KiwiSaver drop
Q&As:
– Proposed KiwiSaver change would help, not hurt, young Mums
– Changes to KiwiSaver savings suspensions seem to be working
– Rule of 72 tells how long for an investment to double, or what return it earned
– Getting clever with bank term deposits
– What to do when facing KiwiSaver loss