Q&As:
– Don’t get too confident about your investment skills
– A way to compare paying down mortgage vs shares
– Home loans get easier over time
– Putting “princely sums” in context
– KiwiSaver returns over a decade
– How banks lend to retired people
– Move to new provider, at same risk, any time
Q&As:
– Home ownership v shares
– KiwiSaver funds beat inflation
– Deposit compensation list released
– Should woman borrow more than she needs?
– Where to get into on reverse mortgages and home reversion
– Boost KiwiSaver contributions any time
– Shorter questions please
Q&As:
– He quit KiwiSaver before the downturn, but what now?
– Conservative fund versus term deposits
– Finance company interest rates after Depositor Compensation starts
– Wisdom from her Scottish forebears
– An alternative to reverse mortgages….
– … and the 2 options compared
– WIN A BOOK!
Q&As:
– Couple should complain about adviser — and sell investment
– This trick doesn’t work for selling
– Where to get help on veterans’ pensions
– Apartment prices haven’t grown as fast
– 2 ways for retirees to delay paying rates
– How retirement spending rule works
Q&As:
– Retired farmer won’t have a bar of CGT
– Sell rental and get rid of stress
– Any time is good for move to growth fund
– Family self insurance not so great an idea
– Workers shouldn’t help patient with will
– Details on government KiwiSaver contribution
Q&As:
– Move money in steps
– British dodge capital gains tax (CGT)
– Phasing in of CGT
– New tax would bring complications
– Fairness of NZ Super, and CGT on shares
– Teen hit by inheritance tax
– What happens if inheritance is declined
Q&As:
– Investment lessons might beat lectures
– Adjust both CGT and income tax for inflation
– Include shares in CGT
– An interesting website
– Death duty — the tax nobody avoids
– Superannuitants not like students
– A wonderful windfall
– Reader doesn’t want to inherit
Q&As:
– Let’s tax capital gains!
– 2 Q&As on what to do with shares from work schemes
– Big dividends are not the point
– Reader disgusted with using student loan to buy home
– Man should still have a will
– Shop around for estate quotes
Q&As:
– Okay to use a student loan to buy a house — financially and ethically?
– Investing for dividends has drawbacks
– Where are longer-term KiwiSaver returns?
– Government KiwiSaver boosts dwindle
– Write a will! What are the costs?
Your big chance — save your tax break!
– Could be much better off in retirement, with no pain
– Applies to almost everyone
– Set up auto transfer
– Could total more than quarter of a million dollars in retirement
Plus:
– Similar situation if don’t spend on Lotto, but …
– Confirming wages do grow faster than inflation