RNZ Radio 12 August 2021
Going through our Lucky 13 Money Quiz
– Questions and answers to online quiz for Money Week
– Discussion on the harder ones
– The one question few people got right — about house prices
NZ Herald 31 July 2021
Q&As:
– Employers should contribute to KiwiSaver even when employees don’t
– Another way to negotiate fees with real estate agent
– Selling houses decades ago
– Eye-opening way they sell houses in California
– Don’t pay agents until deal is sealed
– Tax makes term deposits even worse in inflationary times
NZ Herald 24 July 2021
Q&As:
– How to invest as inflation increases
– Does my writing stand the test of time?
– KiwiSaver provider’s services could be better
– Reader has a good laugh about real estate commissions …
– … while another one defends agents
– When agents sell their own houses
NZ Herald 20 February 2021
Q&As:
– Safe, accessible, and going backwards — invest beyond bank accounts
– KiwiSaver a good spot for grandfather’s gifts
– My “cavalier response” last week about p/e ratios angers reader
– Comments from a café in Thames
– Why long-term rental leases might not work…
– … And how they might be made to work
RNZ Radio 5 November 2020
Test your knowledge of financial basics
Commission for Financial Capability did a survey:
– 22% got everything right
– Men did better and so did older people
– The questions — and later the answers
– Women with children did worse — why perhaps?
RNZ Radio 8 October 2020
What is investment risk and what can you do about it?
New free booklet I wrote: Hit and Myths — an introductory guide to investing — at fma.govt.nz
Today we look at one of the booklet’s 8 Myths About Investing: “Investing is too risky”. Types of risk:
– You won’t get the return you want because of inflation
– You won’t get the return you want because of volatility
– You’ll lose some or all of your money
Importance of diversification
You can also watch a webinar I did with FMA on investing, at fma.govt.nz
NZ Herald 30 May 2020
Q&As:
– Where to put your money if you’ve lost faith in all financial assets
– Why being in a balanced fund isn’t always equal to being in both low- and high-risk funds
– Suggestion for last week’s couple unable to buy a home because of his parents’ mortgage
– Tax on PIEs and uneven tax burden
Plus:
– How to make use of new info on KiwiSaver statements
RNZ Radio 21 May 2020
Important new info on KiwiSaver annual statements arriving about now:
– You’ll be told your expected savings at 65 (inflation adjusted)
– Also how much you will be able to spend per week until age 90 (inflation adjusted)
– (But you won’t get this if you’re new to that provider, under 18 or over 65)
– How these numbers are calculated
– What if you don’t fit the assumptions, eg you plan to retire before or after 65?
– What to do if your numbers are worryingly low
NZ Herald 2 May 2020
Q&As:
– One less worry: KiwiSaver as an inheritance
– Keep an eye on what’s in your will
– Challenging Westpac over help for KiwiSaver investor
– What happens when KiwiSaver account is empty
– Which is safer, bank deposit or low-risk fund?
– Don’t panic about security of banks
– Ignore past returns when choosing KiwiSaver provider — so how should you choose?
Plus:
– Message to mothers
NZ Herald 19 October 2019
Q&As:
– Couple should make children their priority while the kids are young
– KiwiSaver gives children a good start, despite the lack of incentives
– Don’t blame bank for getting son’s KiwiSaver tax rate wrong
– Expanding the “cut back on gifts” idea to birthdays, Christmas and Mother’s Day
– Inflation tougher on superannuitants, but reader still has options
Plus:
– I’m doing two talks in Tauranga on November 3