Q&As:
– A classic too-good-to-be-true offer
– KiwiSaver government contributions to some over 65s? No — let’s make it beneficiaries
– Mortgage paydown probably better than buying shares
– Let’s get this widow mortgage-free before retirement
– Reader unhappy with te reo in last week’s column
Animal investors — what we can learn from them
These creatures have been picking investments, and mostly doing well:
– Orlando the cat
– Adam Monk the Brazilian monkey
– Lusha the chimpanzee
– A small herd of cows
– Mr Goxx the hamster
How do they do well?
What’s happening here?
Cutting back your spending
Some more unusual ideas on ways to spend less:
– Wait for a week
– Stay away from shops
– Separate bank accounts
– Ideas from FIRE (Financial Independence, Retire Early)
– Wear the same clothes repeatedly
– Fish and chip dinner parties
– Many other great ideas from listeners
Q&As:
– Bonus Bonds weren’t only about returns
– Gold is not the best spot for reader’s inheritance
– Are billionaires the new millionaires?
– Retirement savings idea not a winner
– Unfairness in treatment of overseas pensions?
Q&As:
– The safest place to park a huge inheritance
– Finance company pays more interest, but for a reason
– Don’t sit on house market sidelines, says reader
– When is a millionaire not a millionaire?
– A break for some superannuitants who had lived overseas
– It’s not just this column that can be shady!
Q&As:
– With mortgage gone, should couple take on a rental property?
– Reader’s plan to get tax deduction might work — but might not
– NZ Super “beneficiaries” not penalised by earning high incomes
– Working for Families could help in last week’s example
– Reader wants her cat charity on the list
Plus:
– Happy holidays!
Q&As:
– 20-year-old could perhaps try borrowing to invest in shares
– Reader misunderstands 10-year share rule
– KiwiSaver fund a good idea for great grandson
– How KiwiSaver is taxed, and what happens the year you turn 65
– “But the cheap wine tastes better!”
– Take care with employee share ownership schemes
Q&As:
– Why rentals may not work well in retirement — use KiwiSaver instead
– KiwiSaver fees are falling, but some are still high
– Reader tells of another dynamic “little old lady”
– It’s not easy for everyone to work into their 70s
– Family issues may affect older worker decision
– Last week’s boomer lacked understanding, reader says
Q&As:
– Treasure hunt: Could this old term deposit be worth a fortune?
– A couple of worries about a share investor’s confidence
– “Spend while you can” says reader’s adviser
– Too few women in the Business Herald?
– One reader appreciates her real estate agent’s work …
– … While another sold easily without an agent
Q&As:
– Are you an over-saver?
– Employer super contributions not always at employee expense
– Sydney house sellers share building inspections with buyers
– A warning about LIMS, and a worry about building inspections
– Leaky home owner’s tale of woe with building inspection
– Another way to help students financially
– Haircut weirdness continues!