NZ Herald 7 October 2006
Q&As: Should you portfolio be regularly serviced? And how do you calculate the return on it?; How to work out which term deposit is better; What’s in a finance company name?
Q&As: Should you portfolio be regularly serviced? And how do you calculate the return on it?; How to work out which term deposit is better; What’s in a finance company name?
Q&As: Some options for a whinging woman who can’t afford a home; Is wealthy couple wise to do it themselves when it comes to their investments?; Reader who dislikes “that word” boycotts Toyota; Getting mean over medians and averages.
Q&As: What you should check out before you buy a house. And who should do the inspection; Some possible progress on the proposed changes to international investments tax; Who’s right and wrong in the maths on the new coins; Financial adviser explains how “Jane”, with her $1 million in term deposits, could save on fees.
Q&As: The average New Zealander can’t afford to buy a house, or can they? The poor don’t stay poor; How one man keeps his costs down; Flaws with a tax parable? And a man living on $1,000 a year?; An investment adviser gives us inside info on commissions.
Q&As: A few fewer luxuries and many New Zealanders could afford to buy homes; 2 Q&As on whether the Reserve Bank got it right with the new coins; A financial planner objects to what I said last week about how to choose an adviser.
Q&As: Typical but rich women ask how to find an adviser; Does local government keep house prices up? And will they ever fall?; Let’s not have the government meddling in the housing market; Doing your homework doesn’t necessarily help share investment.
Q&As: Lessons from the Bible: Is borrowing bad?; Is luck or attitude the secret to wealth?; Sharebrokers shouldn’t always be expected to give ongoing advice.
Q&As: What to do about negligent adviser who recommended bad finance company investment; Do high earners pay too much of the tax burden?; Parable about why the highest taxed get the biggest tax breaks.
Keeping financial advisers on their toes — good for the rest of us. A warning to financial advisers: You’d better give good, unbiased advice to your next new client. And the one after that. And the one after that. You never know which one might be a “mystery shopper” working undercover. If you do serve a mystery shopper, they will report on a website whether the advice you gave “is truly in the best interests of the individual client” — something that Joe and Joanne Blow often find hard to judge.
Q&As: When to declare share trading profits; What to do if travel agent charges more for using a credit card; Different Visa rules in Australia, and how Visa operates.