NZ Herald 11 July 2015
Q&As: Has reader discovered the secret to beating the share market?; Could a bank failure lead to cuts in KiwiSaver funds?…; …And Bonus Bonds?; A reader is happy with their adviser; But another reader dumped the same adviser.
Q&As: Has reader discovered the secret to beating the share market?; Could a bank failure lead to cuts in KiwiSaver funds?…; …And Bonus Bonds?; A reader is happy with their adviser; But another reader dumped the same adviser.
Q&As: Government seeks your views on financial advisers; You want an Auckland house? Go ahead and buy one; Similarly, buy the bach now; Where to save extra, over and above KiwiSaver…; And watch out for fee differences.
Q&As: Are “women’s gifting circles” legit?; Is bank financial adviser giving “best” advice?; KiwiSaver tax credits don’t cross the Tasman; Tips on getting more from a revolving credit mortgage.
Q&As: Can 57-year-old separated woman on low income get a mortgage?; Should move from term deposits to balanced fund be done all at once?; Ditto for move to higher-risk KiwiSaver fund; How to get independent advice — on paying down the mortgage.
Q&As: The time it takes to get money out of fund is ‘outrageous’; Can NZ advisers and fund managers do better than the market as a whole?; How and when to bring money back from Australia; How a landlord can analyse whether a property is a good investment.
Q&As: It’s spending time for a man in KiwiSaver; Sex worker wonders how to get an accountant; How would capital gains tax allow for inflation?
Q&As: Young couple bonds over share investing; Possible issues with capital gains tax valuation date; 2 Q&As on retired farmer’s low investment return; Should KiwiSaver tax credit go to working 16 and 17-year-olds?
Q&As: Retiree needs patience, but also needs to ask his adviser some hard questions; How assets would be valued if capital gains tax is introduced; Share investor’s success not quite so impressive when you look at how the whole market has performed; Raising NZ Super age would affect some more than others.
Q&As: One couple is happy with shares…; while another is happy with property; P lab clean-up not a minor thing; Why would anyone accept a low-ball offer?; Seeing an adviser not always the answer; In praise of KiwiSaver.
Q&As: The kids are off, the house is mortgage-free, now what?; Couple are disillusioned by pathetic returns on managed funds; What to do with a small KiwiSaver nestegg when it’s your only savings; Clarifying the rules about KiwiSaver withdrawal if you’ve moved overseas permanently.