– Reader hurt two ways by government housing changes
– Why older landlords might be happy to sell
– House price slide might be no bad thing
– Were these tenants treated badly?
– Generous landlord might attract Inland Revenue’s eye …
– … An example of this
– My expertise on cows and farmers’ markets is called into question…
– … Nonetheless, my comments last week helped reader
– KiwiSaver becoming workable for people with special needs
– Change KiwiSaver provider any time, but take care with changing funds
– Who does government borrow from, and how?
– Are we likely to see negative interest rates, and if so, where should we save?
– Not good news on tax and negative interest rates
– Negative interest rates unlikely to threaten banks’ strength
Insights from conference on retirement income. Conference run by Retirement Policy and Research Centre at University of Auckland, 26 April 2019. Speakers included Minister of Consumer Affairs Kris Faafoi. Broad aim: Smoothing lifetime consumption. What does that mean?; NZ Super: How poor are 65+ people? Can we afford Super in future?; Health in old age: Not all worrying; Decumulation (spending retirement savings): Help from government needed. Home ownership issues; NZ on world stage: What we do well.
Q&As: How would Labour’s proposed variable KiwiSaver contributions rate work?; Labour’s capital gains tax and… shares; …public submissions before the tax is enacted; …how inheritances would be treated; …family homes and baches in a trust; …using part of the home for business; …its effect on house prices; …its effect on rents.