Q&As: Should people be forced to put some of their KiwiSaver money into an annuity?; Highly leveraged property investing is risky; An investor in both puts some perspective on shares versus property; Meaningful Christmas gifts.
Self-insurance eases the pain. Have you ever thought, as you pay hundreds of dollars yet again for car or house insurance that you never claim on, that it would be better to bank the premiums and use that money if something went wrong?
Q&As: Lessons from a bad managed fund investment; An older reader’s tips on money and life; Do parents commit their children to KiwiSaver if they sign them up?; Meaningful Christmas giving.
Q&As: Repeated property do-ups unlikely to bring tax-free gains; Are shares really better in the long term than property or bank deposits?; Reader is confused over KiwiSaver first home subsidy price limits; Sleepless nights over a charity donation.
Q&As: Use accessible KiwiSaver money to repay credit card debt, and probably mortgage too; What exactly does growth in GDP mean?; 3 readers are unhappy with charities asking for more…; And a fourth points out how complicated it can get; An error last week about donations to St Johns?; Reader happy with his healthcare insurance.
Q&As: Tax rebates worth having — but are some charities greedy?; Some health insurance might be too lean and mean; KiwiSaver employees over 65 should ask the boss to keep contributing; Is KiwiSaver balance likely to go backwards after retirement?
Q&As: Having trouble with your tax return? Ask Inland Revenue; More to come in this column on KiwiSaver, even if some readers don’t like it; Cheating on KiwiSaver if you’re overseas, and how you might get caught; 2 Q&As on the fact that everyone — including those who turn 65 — gets 5 years of KiwiSaver incentives; Charity operates in Christchurch AND overseas.
Q&As: Should charity begin at home?; Advisers may not be the best source on comparing KiwiSaver providers — so how should you do it?; Can a landlord get KiwiSaver first home help?…; …And can a son who buys an expensive home with his Dad?; An accountant questions Housing NZ policy.