NZ Herald 12 March 2022
Q&As:
– Property-rich, cash-poor couple can keep their bach
– How to give away millions of dollars
– Conservative KiwiSaver funds not all that conservative
– Dividend reinvestment plans work well for most shareholders
NZ Herald 18 December 2021
Q&As:
– With mortgage gone, should couple take on a rental property?
– Reader’s plan to get tax deduction might work — but might not
– NZ Super “beneficiaries” not penalised by earning high incomes
– Working for Families could help in last week’s example
– Reader wants her cat charity on the list
Plus:
– Happy holidays!
NZ Herald 11 December 2021
Q&As:
– Ignore KiwiSaver fund performance over a few months
– Why you should focus on a fund’s fees, not its returns
– Your KiwiSaver fund has done well in recent years? So what!
– How hard it is for beneficiary parents to get back into work
– A reader’s quote is out of context — and he should stop being mean!
Plus:
– Meaningful Christmas gifts
NZ Herald 26 June 2021
Q&As:
– Disliking government spending no excuse for tax dodging
– Is it wise to boost your mortgage to invest in KiwiSaver?
– Should KiwiSaver providers who get performance fees pay if they perform badly?
– NZ tops four house price measures
– When switching insurance company check on service as well as price
– Givealittle not a good substitute for house insurance
Plus:
– Don’t miss out on KiwiSaver money
RNZ Radio 3 June 2021
Reverse mortgages revisited, and 10 ways to make retirement easier financially
– Further thoughts about reverse mortgages — when younger retirees might use them
– Retire later — job satisfaction, social contact, financial
– Move house, and maybe town
– Boarders or flatmates or Airbnb
– Subdivide
– Rates rebates if on low income
– Rates postponement on any income in some places
– Accommodation supplements (government help with rent, board or home ownership costs)
– Sell your house and be a tenant
– Sell assets on Trade Me etc. including valuables
– At 90, you become the charity!
NZ Herald 8 May 2021
Q&As:
– Mindful Money website helps you invest in what matters to you
– 3 KiwiSaver providers invest in community housing
– Another organisation helps people in debt traps
– Overpaying tax leads to big smiles
– 2 Q&As on tax ramifications of parents helping children into housing
– Readers wants unpaid work acknowledged
NZ Herald 5 December 2020
Q&As:
– Diversification — the only free lunch
– Drop health insurance and self-insure? It’s risky
– Increasing insurance excess slashes bill
– Leave GST alone, says reader
Plus:
– Meaningful Christmas gifts
– ‘Please don’t stop giving’
RNZ Radio 3 December 2020
The high costs of Christmas
– Survey — NZers value time with family way ahead of giving and getting gifts
– Ideas to cut cost of gifts
– Donate to charity in the name of family member
– Thoughts about Christmas food, drinks and decorations
– I wrote article on this — on RNZ website from December 18
NZ Herald 29 August 2020
Q&As:
– Solo mum should check out government help on buying a first home
– Advice for last week’s reader with $1.5 million in the bank — give some away…
– … And put the rest in more than one bank
– Should couple’s KiwiSaver accounts be with different providers?
– The law on relationship property after a couple splits — and how to contract out
NZ Herald 14 December 2019
Q&As:
– “Merry (non-commercial) Christmas!” says reader
– Index funds — what are they and how to invest
– Could exchange-traded funds wreck how sharemarket works?
– KiwiSaver provider not up with play on 65-plus withdrawals
– One reader gives away all his NZ Super …
– … And another makes it easier for everyone to do that