Are we celebrating Christmas the best way?
– Survey on what NZers most and least look forward to at Christmas
– Alternatives to big gift giving
– Give to charity in names of your relatives
– Make plans on Christmas Day and New Year’s Eve
Also: Update on Simplicity not yet permitting investment in more than one KiwiSaver fund
Q&As:
– Where to get financial help — some of it free
– How do bank advisers fit in?
– Yes, children are learning about money
– Many over 65 struggle
– Would Q&A have upset people?
– What’s luck got to do with it?
Q&As:
– Managed funds best for teen’s savings…
– … And for inheritance
– Entering competitions? Watch for scams
– Special schools could use help
– Cheeky tip on lotteries
– 87-year-old should take trips
Q&As:
– Competitions a better bet than Lotto
– Reader dislikes my lottery winning ideas…
– … And a not very helpful idea
– “I have nothing” — help with inheritance
– Reader’s criticisms mostly off the mark
– Self-employed reader does well in KiwiSaver
Q&As:
– Don’t give up on KiwiSaver
– Readers’ tips on keeping costs down
– Get teen support in hard times
– A doctor’s view on health insurance
– When health cover let reader down
– Summing up health insurance
– One couple’s retirement costs…
– … But it’s tougher for another couple
– More on retirement in Cambodia
Q&As:
– Worried about losing your job?
– Retirement costs in New Zealand…
– … or you could move overseas
– Better uses of credit card rewards
– Alternative to health insurance?
– Public v private health care
Q&As:
– New graduate gets help with budgeting and saving
– How to cope with never-ending bills
– Correction on last column: Tax cuts not yet finalized
– Transition year coming for tax
– Argument for no tax on crypto and gold
– Reader unhappy about capital gains tax ideas
Plus:
– Mary talking in New Plymouth
The high cost of not contributing to KiwiSaver:
– Who can take contributions holidays?
– How badly a break cuts your retirement savings
– At least put in $20 a week
– What if you have debt to repay?
Q&As:
– Help for couples with different attitudes to money
– Where to save for a baby’s future
– Worries about S&P500 index funds …
– … Investing in many index funds
– Did NZ Super Fund get it wrong?
– “Clever” taxpayers like Prime Minister?
Q&As:
– How to help students while also motivating them
– What happens to someone’s KiwiSaver when they die
– DIY to avoid “exorbitant” legal fees?
– Elderly care rules tough on middle-income retirees