Q&As:
– You don’t have to own your home to do well
– Sharesies and Hatch answer questions about high school share clubs
– No, long-term Bonus Bond holders shouldn’t get more
– Remnants of Bonus Bond scheme go to charity or Treasury
– Another concern about investing in gold
– Last week’s column quitter changes his mind
Q&As:
– Bonus Bonds weren’t only about returns
– Gold is not the best spot for reader’s inheritance
– Are billionaires the new millionaires?
– Retirement savings idea not a winner
– Unfairness in treatment of overseas pensions?
What to do about the 2 big investment worries — inflation and wobbly sharemarkets
– Short term — who knows?
– Take the long-term view
– What we can learn from this
Q&As:
– 20-year-old could perhaps try borrowing to invest in shares
– Reader misunderstands 10-year share rule
– KiwiSaver fund a good idea for great grandson
– How KiwiSaver is taxed, and what happens the year you turn 65
– “But the cheap wine tastes better!”
– Take care with employee share ownership schemes
Q&As:
– Should investor wait for world situation to change before investing in shares?
– A reader challenges my 10-year rule for share investments
– Why hasn’t ANZ paid Bonus Bonds investors yet?
– Should retired person move savings into KiwiSaver?
– Not all landlords are driven to maximise the rent they receive
Q&As:
– How to invest as inflation increases
– Does my writing stand the test of time?
– KiwiSaver provider’s services could be better
– Reader has a good laugh about real estate commissions …
– … while another one defends agents
– When agents sell their own houses
Q&As:
– A lawyer stands his ground with real estate agents
– Agent says I “have it in for” his industry
– House insurance proved its worth for reader
– I stand behind bond funds for retirement money
– Did I give a reader ‘very bad advice’?
Q&As:
– Is it wise for young investor to buy shares in favourite company?
– Why bond values can fall
– What’s going on in 3 KiwiSaver cash funds that hold bonds
– Real estate agency nearly halves commission rate
– Reader can cope without house insurance
Q&As:
– Fund returns tell us little — and beware fund managers who skite!
– Reader objects to my comments about default KiwiSaver providers who are being dropped
– A warning about bank accounts and bill payments
– How son could partly own parents’ house, and use KiwiSaver to do it
Low-risk funds — a good alternative to bank term deposits
(But first — a quick follow-up on share trading)
– Defensive and conservative funds, in and out of KiwiSaver
– Where to get info — Smart Investor tool. Look for low fees.
– Don’t panic when balance falls a bit
– Comparison with bank term deposits:
— Pluses: withdrawals, PIE tax, safety
— Minuses: fees, don’t know returns, some volatility