Q&As:
– What, exactly, are bonds? And are they safe?
– Are bonds no longer behaving as they should?
– Industry man defends gold
– Just 2 KiwiSaver providers won’t let you do this
– Last week’s correspondent “naïve” about tax on rental income
Q&As:
– Gold not the answer for this reader
– “Should I or shouldn’t I reduce risk?”
– Couple’s tax idea not fair
– A reverse mortgage in a retirement village?
– Can move KiwiSaver overseas with you
Q&As:
– He quit KiwiSaver before the downturn, but what now?
– Conservative fund versus term deposits
– Finance company interest rates after Depositor Compensation starts
– Wisdom from her Scottish forebears
– An alternative to reverse mortgages….
– … and the 2 options compared
– WIN A BOOK!
Q&As:
– Low-fee KiwiSaver funds a better bet
– 3 teachers comment on comparison with dairy farmer
– How KiwiSaver is taxed — and whether CGT would change that
– Overly worried about CGT
– Don’t sell home, a reader advises
– More rights for tenants
Q&As:
– Don’t watch your KiwiSaver closely
– KiwiSaver government money when you move provider…
– … And when you turn 65
– When term deposit beats mortgage paydown
– Gifts to grandkids could lead to trouble later
Q&As:
– Brilliant KiwiSaver results in 2023
– Stopping regular investing in downturns not a good idea
– Why longer-term laddering works better
– Landlords’ finances not what drives rents
– Did tax policy hurt UK investment here?
– Finer points of rental tax deductions
Q&As:
– Pay your fair share, tax dodgers!
– Money in shares can disappear
– No ripoff at the start of NZ’s decimal currency
– Rules of thumb on spending in retirement …
– … What about the big expenses?
– Did anyone find treasure?
Plus:
– Please keep your letters short
Investing in overseas shares is for everyone
– Why investing in NZ shares only is not wise
– Why go with the whole world, not individual countries
– Easiest way to invest internationally
– Ways to reduce risk
– Disloyal to NZ?
Q&As:
– Skip the bought coffee and lunch, and retire with heaps more
– Stick with funds despite high term deposits rates
– Three Q&As on grandchildren and inheritances
Plus:
– Sorted Money Month
Which investment? And why cash funds might be best
– Email asks: 4.5% in bank or use KiwiSaver?
– Where to put short-term, medium-term and long-term money
– What are cash funds?
– How they compare with bank term deposits
– How to find a cash fund