Banking

NZ Herald 8 March 2014

Q&As: Laddering helps with term deposits, and we’ll have to learn to live with rule changes; High-quality bonds an alternative to term deposits; Can an employee join KiwiSaver without employer involvement?

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NZ Herald 1 March 2014

Q&As: More can be in KiwiSaver than commonly thought; Banks no help when comparing deposit rates; Are New Zealanders out of step about the security of home ownership?; Don’t rush to move house when the kids leave home; Are KiwiSaver fees tax deductable?

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NZ Herald 28 September 2013

Q&As: A bit of risk is good, even if it means having to cut your losses on a rental property; Sending money to Australia and back, in the hopes of gaining on foreign exchange, is likely to leave reader worse off; New money laundering rules slow down international transfers of money; Take note of different interest rates in different countries; If capital gains are taxed under Labour, will we get a tax break on capital losses?; What if somebody who adds to their mortgage ends up unable to pay a capital gains tax?

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NZ Herald 6 July 2013

Q&As: Mother and son should probably go for the big trip; Reader confused — although not unhappy — with student loan rebate; Update on what’s happened to gold and silver prices; Type of mortgage would matter if bank defaults; Property and shares more alike than reader thinks; Diversification the best way; 2 more KiwiSaver providers that tell members about tax credit.

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NZ Herald 29 June 2013

Q&As: Will new OBR policy mean banks can take money out of our savings accounts?; How risky are our banks?; Why NZ doesn’t insure bank deposits, and bank credit ratings; KiwiSaver providers that alert members about tax credit top-ups; Property prices can indeed plunge over mere hours — sometimes.

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NZ Herald 2 February 2013

Q&As: Interest-only mortgages have major flaws; Another — good — approach to reverse mortgages; Are the banks ripping us off with reverse mortgages?; Spending certainly didn’t decrease for this new retiree; KiwiSaver contributions flexible.

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NZ Herald 17 November 2012

Q&As: Is KiwiSaver the best place to save for a child?; KiwiSaver is flexible in retirement; 21st birthday money could be used to repay student loan — and get bonus; Gains, taxes and prizes; Another website offers info on banks; Tell your KiwiSaver provider how well they communicate.

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NZ Herald 27 October 2012

Q&As: Fortnightly mortgage payments not all they’re cracked up to be; When the overnight money goes in and out of bank accounts; How to organize retirement savings; The downside of using rental property for retirement savings; Last week’s correspondent exaggerated his woes.

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