This podcast was released in May 2016. Some information may be out of date.

Podcast on KiwiSaver and Decumulation Q&A

Jane Luscombe of the Commission for Financial Capability chats with Mary about what you can do with your KiwiSaver funds once you reach 65.

  • Up until now, what’s been happening with people’s money in KiwiSaver when they reach 65?
  • What sort of things do people need to think about? What are the rules?
  • Do you have to take it all out at 65? Why should you consider leaving some in?
  • Can you take your funds out as regular withdrawals rather than a lump sum?
  • What do you need to think about in terms of risk and the sort of funds you’re invested in?

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Mary Holm is a freelance journalist, a director of Financial Services Complaints Ltd (FSCL), a seminar presenter and a bestselling author on personal finance. From 2011 to 2019 she was a founding director of the Financial Markets Authority. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.