Category: RNZ Radio | Page 13

RNZ Radio 28 November 2019

November 28, 2019

Notes from a conference

Westpac Massey Fin Ed Centre conference on “Building financially capable communities: our pathways to success”
– Current Financial teaching in schools is not effective, especially for lower sociology economic kids
– Self efficacy — whether you believe your actions and effort will affect your outcomes — is more important to wealth than things like financial literacy. Can it be changed?
– Changes coming to regulate payday lending. Will they help?

RNZ Radio 31 October 2019

October 31, 2019

RNZ Radio

Why are people not in KiwiSaver?

Analysis by Commission for Financial Capability of negative comments on social media and internet discussion boards, plus emails from listeners:
– Lack of security
– Government policies
– Other “better” investments
– Earning too little to bother

RNZ Radio 3 October 2019

October 3, 2019

RNZ Radio

Ways to boost your everyday saving. Last time we looked at setting a savings goal. This time, it’s other tips to boost savings: Open a separate savings account; Pay yourself first; Start small and gradually increase savings; Play mind games — take a “pay cut” or use a picture; Seize big opportunities when expenses fall or income increases; Take inspiration from champion savers or extreme saver movements.

RNZ Radio 19 September 2019

September 19, 2019

RNZ Radio

How to set a goal for saving or debt repayment
Importance of setting a goal, Goals that work are SMART: Specific; Measurable; Achievable; (W)ritten; Time-bound.

RNZ Radio 5 September 2019

September 5, 2019

RNZ Radio

Is ethical investing becoming mainstream? Notes from a conference held in Auckland this week: Problems with naming; Importance of the issue; “Short termism” in the financial world; The big issue: trust; What government is doing; What KiwiSaver providers are doing; Why investors aren’t doing more; What investors can do easily.

RNZ Radio 22 August 2019

August 22, 2019

RNZ Radio

Are New Zealanders insured for bad things happening to them? Findings of a recent survey. Letters from listeners and discussion on: Loss of income insurance; Health insurance; Life insurance.

RNZ Radio 25 July 2019

July 25, 2019

RNZ Radio

2 “expert” suggestions in a rising share market — one good, one bad. The good one — Rebalancing: What is it?; Why it can be hard psychologically; How to rebalance. The bad one — Get out of passive (or index) funds: Who does the research?; NZ in last year’s small downturn; US in two market crashes; Conclusion — stick with passive.