My favourite type of share investment — Index funds and exchange traded funds (ETFs): Don’t bother to try to beat the market; A good company is not necessarily a good buy; Lusha the chimp; What are index funds and ETFs, and how to get into them; The Buffett bet; 2 misunderstandings.
Why I’m sticking with shares for the long term — despite recent research: Provocative email from a listener; Research suggests cash deposits beat shares; Quibbles and serious concerns about the research; Best ways to invest in shares; Why I think shares will always win in the long term.
How emotional thinking can get in the way of good investing. Understanding common reactions can help you guard against bad decisions. Reactions include: Responding to how things are presented; Sticking with the status quo; Responding to how things are named; Following the crowd; Emotional attachment; Being overwhelmed with information; Fear of regret; Not considering the whole portfolio.
Clever and not-so-clever moves with mortgages: 2 worrying trends — longer mortgages, people adding to mortgages; Good news — people repaying faster; When rates drop, maintain your payments; Paying down your mortgage a great investment; Mortgage on rentals a bit different; Revolving credit loans give flexibility but risky for some; Main points.
Spending too little, spending too much: Shopping is a favourite pastime; People who are too mean on themselves; People who spend too much — why do they do it? — 1. Keeping up with the Joneses, 2. Psychological, 3. Credit card company behaviour; Help for big spenders; Most important of all — Change your habits. PS: Final reminder about KiwiSaver tax credit.