RNZ Radio 2 November 2017
Which type of mortgage?: Fixed or floating?; Short term or long term?; A listener’s letter about paying extra off a fixed mortgage; Variations: Revolving, redrawable or offset?; Using a mortgage adviser.
Which type of mortgage?: Fixed or floating?; Short term or long term?; A listener’s letter about paying extra off a fixed mortgage; Variations: Revolving, redrawable or offset?; Using a mortgage adviser.
Why shares are the new houses for Generation Rent: A listener’s letter — well done on debt and saving!; How much should renters be saving?; KiwiSaver’s role; Where to put the savings; Where to get advice — banks? advisers?
Worries and misunderstandings about NZ Super: Is Super likely to be reduced for those with more money?; Is the age of eligibility likely to rise?; Is Super an investment you’ve made over your working life?; How NZ Super is taxed; What might happen to NZ Super rates and starting age.
Response to a listener’s challenge on index and active share funds: One of his examples argues against him; The other is a questionable choice; The issue of US vs NZ data; Long terms prove nothing; Why fees matter; Another reader asks what if everyone did index investing.
What to tackle first: Debt or KiwiSaver? Part Two: Priorities if you don’t own a home; Priorities if you own a home with a mortgage; Priorities if you own a mortgage-free home; Who’s right about KiwiSaver fees — ANZ or AUT?; Some good ANZ recommendations on KiwiSaver.
What to tackle first: Credit card debt, mortgage or contributing to KiwiSaver? Part One: First get rid of credit card debt; Paying down mortgage is also great; Why contributing to KiwiSaver is so good; Best way to save for first home — and for some previous home owners.
Picking a KiwiSaver or other share fund? Ignore recent winners: Research in Economist magazine; KiwiSaver results; Why winners don’t stay winners; How to choose a share fund.
Listeners’ questions about KiwiSaver: Tax credits; Children; First home help; 50-plus; Finding your balance; Fees; Best provider.
KiwiSaver performance over its first 10 years and listener KiwiSaver questions: How people have done in KiwiSaver; Listener questions and comments about KiwiSaver.
Two listeners’ scam stories and what we can learn from them: The guys who beat the slick salespeople at their own game; The woman who fell for the fast talk; Lessons from both stories; Scam warning signs.