Q&As: A tax on house sales, to subsidise first home owners, is a lovely idea that wouldn’t work; Renting and saving elsewhere can leave you better off than home ownership; Semi-retired couple who sold their home and rent are probably doing fine.
Q&As: A year-old letter shows the danger in trying to predict what the Kiwi dollar will do; “Plodders” wonder how to match the investments of their landlord friends; Traders in shares beyond Australasia no longer pay the old tax on capital gains; How about taxing rental property the same way as international shares?
Q&As: Have you got what it takes to borrow to invest in a share fund?; How frequent traders in international shares will be taxed under the new rules; How Inland Revenue might catch property traders.
Q&As: Should we blame the banks for soaring house prices?; 2 Q&As on the new fair dividend rate tax on non-Australasian shares — the threshold, and trying to get around the rules; 2 Q&As on home equity release — lifetime interest rates and break fees if you change your mind.
Q&As: Landlords, beware! Changes being considered in rental property taxation; Reader feels unfairly punished by Reserve Bank’s interest rate hike; The word “secured” in a debenture ad is hardly a warning sign. The company is just following the law.
Q&As: Many elderly, and others, could benefit from rates postponement schemes; Why floating interest rates might be better — for home equity release schemes and ordinary mortgages; A not-so-dumb question about the $50,000 exemption for international tax changes, and a new source of info on the changes.
Q&As: Are home equity release (HER) schemes — which lend to retired people with homes but little income — a rip-off?; Sentinel defends its HER schemes, but they are still expensive compared with possible alternatives. Also: Seeking your questions about KiwiSaver.
Q&As: Woman in mid 50s, who is renting, explores options for buying a home; 2 Q&As about the $50,000 threshold in the new regime on taxation of international shares. Also: Seeking your questions about KiwiSaver.
Q&As: Is the Kiwi dollar to blame for poor overseas investment performance?; How foreign dividends will be dealt with under the new tax rules; Where to go for historical foreign exchange data — for tax purposes; A lionish company bites back.
Q&As: The warning signs in investment ads; Should we adjust investment returns to allow for inflation?; How best to assess long-term returns on shares and property; How to tell if an Australian company qualifies for the tax exemption.