Q&As: The “who and how” of KiwiSaver withdrawals before retirement — including what happens if you go bankrupt; Was the recent advice on tax for buskers correct, or is their income donations?; Two readers suggest a short-term approach to employment for 60ish couple made redundant; Meaningful Christmas gifts.
Q&As: Help needed for couple in early 60s who can’t find jobs; KiwiSaver member really needs to get her money out — and she should be able to; It’s always better if your KiwiSaver fund grows; Did Voltaire actually say it — and does it matter?
Q&As: Teen busker should be filing a tax return; Reader shows how not to choose a KiwiSaver fund; Voltaire quote last week hit the spot; Researcher reports on surprisingly high chance of ending up in a rest home.
Q&As: Parents hoping to deduct payments to baby for “working” for them are dreaming; Tax dodgers and protesters aren’t in the same camp; Couple in sixties should grab the chance to get their own home; Why returns are disappointing on KiwiSaver cash funds.
Q&As: Putting your savings in the kids’ names, to reduce taxes, is not a clever idea; Should Christchurch Red Zone dweller buy another home?; Getting by on stone soup; Comparing gold and silver investments with KiwiSaver.
Q&As: Is it wise not to save because if you do you’ll lose some government subsidies — and to spend the money on cars instead?; Our chances of ending up in a rest home. And could there be insurance to cover the costs?; Last week’s “oily ragger” should do her own thing; No bargain is quite so good when you consider how much you really had to earn to buy it; Update on a reader’s predictions of NZ’s exchange rate and gold and silver prices.
Q&As: An idea for a woman who doesn’t know what to do with all the money her husband is now making; How much is a tax deduction worth?; Unfairness in rest home subsidies unavoidable — unless you want to distort your spending; “Add-back” of gifts to a trust not as extreme as reader thinks.
Q&As: Are corporate boxes at the rugby tax deductible, and is that fair?; A quick easy way to see how far a retirement nest egg will stretch; Does the average retiree get a good deal from NZ Super? Does it even make sense to ask that?; The best type of fund for a KiwiSaver in his 60s.
Q&As: Two Q&As on our recent sawmilling picture — and how they got the huge log up there; Is it still worth it to set up a trust so you are eligible for the rest home subsidy?; A suggested way to stop people using trusts to get the rest home subsidy — and are trusts fair?; Angry reader talks quietly; Couple in their 60s plan trip to Greece courtesy of KiwiSaver.
Q&As: What a good ad about KiwiSaver growth should and shouldn’t include; Bank ad doesn’t always quite work; Should 65-year-old worker feel guilty about getting NZ Super?; Missing pit in last week’s picture; 2 Q&As about KiwiSaver tax credits in the last year of receiving them.