NZ Herald 23 June 2012
Q&As: Taxes are everywhere. But let’s not get carried away with the pessimism; On taxation and morality; 2 Q&As about how to handle KiwiSaver accounts in retirement.
Q&As: Taxes are everywhere. But let’s not get carried away with the pessimism; On taxation and morality; 2 Q&As about how to handle KiwiSaver accounts in retirement.
Q&As: Why people shouldn’t cheat in KiwiSaver; A reader is irritated about slow tax information and the policy on PIR tax rates…; …While another reader sings the praises of Inland Revenue; 3 Q&As about KiwiSaver tax credits for people approaching their fifth anniversary in the scheme.
Q&As: Having trouble with your tax return? Ask Inland Revenue; More to come in this column on KiwiSaver, even if some readers don’t like it; Cheating on KiwiSaver if you’re overseas, and how you might get caught; 2 Q&As on the fact that everyone — including those who turn 65 — gets 5 years of KiwiSaver incentives; Charity operates in Christchurch AND overseas.
Q&As: Should charity begin at home?; Advisers may not be the best source on comparing KiwiSaver providers — so how should you do it?; Can a landlord get KiwiSaver first home help?…; …And can a son who buys an expensive home with his Dad?; An accountant questions Housing NZ policy.
Q&As: Reader dislikes “user pays” attitude and has a message for last week’s self-proclaimed bigot; Volunteers sought for overseas work and adventure; Why young person who has moved to Australia might want to keep contributing to KiwiSaver; Rules flexible for overseas KiwiSavers wanting to return to NZ to buy a first home; A bank seems to be listening.
Q&As: KiwiSaver first home help flexible — including the maximum income rules; Teacher should be in KiwiSaver even though he doesn’t get employer contributions; A bigot confesses; Banks label NZ Super — and help superannuitants — in different ways.
Q&As: NZ gets good value from many NZ Super recipients; How parents might help their adult children with the two items that cost more now; Last week’s correspondent should leave the country, or change their thinking; How to calculate KiwiSaver tax credit in your first year in the scheme; Some KiwiSaver providers help members with tax credit; A welfare payment by any other name…
Q&As: Reader could do with a re-think; Economist calls for in-depth look at NZ Super; Easy way to make KiwiSaver contributions; Should we use KiwiSaver money to repay student loans?; How about starting to charge interest on student loans?; 3 readers remember what tertiary tuition fees were like in their day.
Q&As: Reasonable and unreasonable expectations about NZ Super and people’s retirement savings; People need to think beyond their own needs, says reader; Better or worse then or now? Just different; Just how high are — and were — tertiary fees?; Oops! I got it wrong about foreign exchange and interest rates.
Q&As: One retired reader is fed up with a younger person’s attitude to superannuitants…; While another is amused, and thoughtful; Effect of a mortgage rate rise on house prices being underplayed; An overseas landlord must, by law, have an agent here; Bank gives wrong info on deposits into KiwiSaver.