NZ Herald 6 December 2014
Q&As: Term deposit interest not so bad for people in retirement; How much in savings to get income equal to NZ Super?; Reader challenges my comment about landlords’ tax.
Q&As: Term deposit interest not so bad for people in retirement; How much in savings to get income equal to NZ Super?; Reader challenges my comment about landlords’ tax.
Q&As: Do landlords take advantage of others less fortunate?; How KiwiSaver members are protected from losing their money; Inland Revenue got it wrong last week about interest deductions on family loans; Meaningful Christmas gifts.
Q&As: The pros and cons of investing in several rental properties; An employer can contribute any amount above 3% of pay into a KiwiSaver account; Who owns the shares when you invest through a nominee, and does it matter?; Was I wrong last week about tax deductibility in a family loan?
Q&As: Are older people greedy? Is this question worth worrying about?; What does “return” mean in KiwiSaver; Is interest on family loans taxable?; Reality strikes after parents lend to student son.
Q&As: Early Brierley investment brings back memories of 1987; Reader and I disagree on share market performance — and who reads this column!; Family loan suggestion 1: put it in borrower’s will; Family loan suggestion 2: put it in lender’s will; Family loan suggestion 3: borrower should try elsewhere first; Why KiwiSaver Fund Finder idea wouldn’t work.
Q&As: Comparing KiwiSaver and similar non-KiwiSaver funds from the same provider; A reader offers some tough rules for family gifts or loans to students; Keep others in the know about family loans; Misunderstandings about children and KiwiSaver.
Q&As: Some rules for lending to family members; KiwiSaver provider not taking Warren Buffett’s advice about share trading; A reader wonders where her KiwiSaver contributions have gone.
Q&As: For the 17-year-old who has everything he wants: a course about shares; A free budget tool for readers to try; Woman on parental leave can still take part in KiwiSaver; Fees on retirement scheme way too high.
Q&As: A free panel discussion on investment risk; How couple might sort their conflicting ideas about saving; Can reader get KiwiSaver first home help after his trust has already bought a house?; Worries about having your mortgage and KiwiSaver with your bank probably unfounded.
Q&As: How to find out who your KiwiSaver provider is, if you’ve forgotten; Concentration on just the Kiwi/US exchange rate leaves a traveller wondering; Confusion over KiwiSaver first home help; Can one partner get first home help when the other doesn’t qualify?; Is this a good time to buy a home in Christchurch?