NZ Herald 25 August 2018
Q&As: Could the government be making money out of KiwiSaver?; Dad not an idiot for playing safe with kids’ inheritances; Steer clear of this type of KiwiSaver growth fund; Keep hoping for banks to operate 24/7.
Q&As: Could the government be making money out of KiwiSaver?; Dad not an idiot for playing safe with kids’ inheritances; Steer clear of this type of KiwiSaver growth fund; Keep hoping for banks to operate 24/7.
Q&As: Locking in KiwiSaver savings might work well; An idea for KiwiSaver with Down Syndrome; Westpac’s computer too clever; KiwiSaver best place to save for grandson; Pensioner helps granddaughter in the here and now.
Q&As: How to save for the kids’ uni costs…; or a newly discovered 13-year-old child…; or the young grandchildren; Keeping the anti-dollar cost averaging police at bay.
Q&As: Should student extend his student loan so he can invest in KiwiSaver?; Reader challenges what I said on dollar cost averaging, but ignores psychological side; Another reader warns about costs of dollar cost averaging; Why isn’t all KiwiSaver money in growth funds?
Q&As: Should solo mum take on a bigger mortgage?; Is it wise to use KiwiSaver money to buy a first home?; Should you be allowed to use KiwiSaver money to pay down a mortgage?; Over how long should you drip-feed $200,000 into an index fund?
Q&As: We compare term deposits with bonds…; …And with an income fund; …And with high-dividend shares; Questions for over-65s if they gain access to KiwiSaver.
Q&As: Breaking term deposit not easy, even after customer has stroke; How couple might set up money for retirement…; …And how a more conservative woman might do it; No change on KiwiSaver employer contribution rules — yet.
Q&As: Proposed KiwiSaver changes would help many, but not reader; Share investment ‘rule’ applies even if you’re 80; Reader unhappy about share v property comparison; Former accountant spills the beans on tax complexity.
Q&As: Reader’s analysis is iffy — NZ shares have grown more than house prices; KiwiSaver member unhappy with post-65 withdrawal process; Do the calculations on whether higher term deposit rates are worth it; Simple and fair taxation impossible, but we have to try.
Q&As: Check credit ratings before investing in finance companies; Reader gets higher term deposit interest by asking; Possible interest rate rise and what to do about your mortgage; How KiwiSaver employee contributions are counted towards tax credit.