NZ Herald 9 February 2019
Q&As: Self insure only for the small stuff; KiwiSaver not good for rainy day money – but diversification is important; Can’t beat mortgage repayment after taking tax into account; Mortgage versus KiwiSaver revisited.
NZ Herald 2 February 2019
Q&As: Should first home buyer put KiwiSaver money into the purchase?; Should pay rise go into mortgage or KiwiSaver?; Is health insurance necessary?; Reader misunderstands role of NZX; NZ Super rises faster than costs, despite reader’s numbers.
NZ Herald 26 January 2019
Q&As: Market timing is upside down – but reader shouldn’t do it anyway; Another reader seeks advice on timing, plus switching KiwiSaver providers; Use bond funds, not balanced funds, in retirement; Have I followed my own financial advice?; A correction about percentages of retirees in long-term residential care.
NZ Herald 22 December 2018
Q&As: KiwiSaver balanced fund investor should relax; Wait until 65 not as bad as it seems; Real estate fees should be lower — shop around; Mum gets more NZ Super, and I sign off for the year.
NZ Herald 15 December 2018
Q&As: “Better area” doesn’t necessarily mean it’s a better investment; TSB is like Kiwibank on term deposit rules; Should superannuitant put inheritance in KiwiSaver to avoid means test?; Parents in 70s should quit work and get assistance; Advantages of not getting residential care subsidy; 55-year-old might as well retire.
NZ Herald 8 December 2018
Q&As: Penalty acceptable for breaking term deposit, but not month-long wait; Another theory on “rule of thumb”; More on “government pays” versus “taxpayer pays”; Reader’s parents “milked the system”; Meaningful Christmas gifts.
NZ Herald 1 December 2018
Q&As: Reader prefers “taxpayer pays” rather than “government pays”; How do trusts affect the residential care subsidy?; Stats on retirement income confuse a reader; Book winners — six of the best.
NZ Herald 24 November 2018
Q&As: Do we need $1 million for retirement?; Is “rule of thumb” offensive?; Advice that has stood the test of time; Reader says property manager well worth it; Is buying jewelry a way to get subsidy?
NZ Herald 17 November 2018
Q&As: It’s great to be a cash buyer; Should couple in 70s panic about their KiwiSaver?; Reader plans way to get more from the government; Retired couple should consider retirement villages.
NZ Herald 10 November 2018
Q&As: Help for woman whose husband did all the finances — and then left; Rent and hold, rent and sell, or stay put?; Reader points out fishhook in the idea of selling your home and renting in retirement; At least one bank gives KiwiSaver members the option of not seeing balance daily.