Category: NZ Herald Q&A Column | Page 13

NZ Herald 11 June 2022

June 11, 2022

Q&As:
– Buy first home when it’s right for your family, not when the markets are right
– Make sure you get government KiwiSaver contribution — and go for low fees
– Where to get info on selling a property without an agent
– Reader is angry with what I’ve said about Bitcoin
– Tricky to choose term deposits, or mortgage terms, in these changing times
– Which fund for KiwiSaver money to be used for first home deposit?
– One way to understand how market falls affect your KiwiSaver balance
– Change KiwiSaver provider at any time, if you stay with same risk level
– How to cruise through market volatility

NZ Herald 4 June 2022

June 4, 2022

NZ Herald Q&A Column

Q&As:
– Bitcoin a worrying investment — even if bought through a local platform
– When is a cash fund not a cash fund?
– Why funds with lots of bonds are doing badly
– Get your money in the right risk levels for you
– Reader says tax system favours landlords…
– … While another says the opposite

NZ Herald 28 May 2022

May 28, 2022

NZ Herald Q&A Column

Q&As:
– A mortgage interest rate rise from 11 to 18 per cent. Yikes!
– Should reader keep contributing to KiwiSaver as her balance falls?…
– … And should another move to a KiwiSaver cash fund?
– Rentals have more people living in them, says landlord advocate
– One landlord tries to shoot the messenger…
– … While another speaks plainly to other landlords
– How one share club is run — and you can join it

NZ Herald 21 May 2022

May 21, 2022

NZ Herald Q&A Column

Q&As:
– Financial adviser’s suggested plan is diversificraziness!
– Reader is wise to be cynical about two advisers
– Reasons not to invest in DGL after CEO’s sexist and racist comments
– 2 readers question role of auctions in house price rises
– Tale of a 1980s share club
Plus:
– Talk on Great Barrier Island

NZ Herald 14 May 2022

May 14, 2022

NZ Herald Q&A Column

Q&As:
– Landlords are not villains
– Rental property tax rule unfair
– His head said rent, but his heart said buy
– How to tell if your KiwiSaver fund holds DGL, or any other investment
– Student share clubs could teach about index funds
– Sexy student investing, and drunken share trading
– FMA relaxed about share clubs
– Bonus Bond story with happy ending

NZ Herald 7 May 2022

May 7, 2022

NZ Herald Q&A Column

Q&As:
– It’s not easy for renter landlords
– Plenty of unknowns for homeowners as well as renters
– Financial education happening in schools
– Share investing not a game
– Long long waits on Bonus Bond phone line

NZ Herald 30 April 2022

April 30, 2022

NZ Herald Q&A Column

Q&As:
– You don’t have to own your home to do well
– Sharesies and Hatch answer questions about high school share clubs
– No, long-term Bonus Bond holders shouldn’t get more
– Remnants of Bonus Bond scheme go to charity or Treasury
– Another concern about investing in gold
– Last week’s column quitter changes his mind

NZ Herald 16 April 2022

April 16, 2022

NZ Herald Q&A Column

Q&As:
– Bonus Bonds weren’t only about returns
– Gold is not the best spot for reader’s inheritance
– Are billionaires the new millionaires?
– Retirement savings idea not a winner
– Unfairness in treatment of overseas pensions?

NZ Herald 9 April 2022

April 9, 2022

NZ Herald Q&A Column

Q&As:
– The safest place to park a huge inheritance
– Finance company pays more interest, but for a reason
– Don’t sit on house market sidelines, says reader
– When is a millionaire not a millionaire?
– A break for some superannuitants who had lived overseas
– It’s not just this column that can be shady!