NZ Herald 11 February 2006
Q&As: Couple should spend less?; Wealth isn’t always money; How last week’s correspondent made his millions; Making extra payments on fixed mortgages without penalties.
NZ Herald 4 February 2006
Q&As: Man who has made $3 million from shares; How much risk for a 53-year-old?; How good is advice from banks?
The Investor 31 January 2006
Negative gearing may come back to haunt you. Many landlords say they don’t mind or even like to be negatively geared — making year-by-year cash losses on a mortgaged investment. But it never looked all that appealing to me. And recently I heard a rather compelling argument against it.
NZ Herald 28 January 2006
Q&As: 27-year-old overseas doesn’t need more than 4 rentals in NZ; Should more conservative 26-year-old get revolving credit mortgage?
NZ Herald 21 January 2006
Q&As: Shares v term deposits — it depends how much time you have; Short-of-cash millionaires should try to renegotiate their mortgage; When is a 2% penalty not 2%?
The Investor 17 January 2006
Readers rally to back houses. It always happens. Whenever I write about investing in houses and shares in the same column, people say I’m unfairly negative about houses. In my final column last year, I wrote that the rise in house prices over the previous year was slower than the rise in: New Zealand shares, hedged overseas shares and unhedged overseas shares, all including dividends. That surprised me, and I thought it might surprise you.
NZ Herald 14 January 2006
Q&As: Should man, 53, go with bank and seminar rental recommendation?; Young couple ponder buying share of family farm; Should Mary answer all readers’ letters?
NZ Herald 17 December 2005
Q&As: Should newly separated woman buy a house or rent?; Our total tax rate depends on whether we spend or save. Plus: End of year message.
Holm Truths Summer 2005–06
Can you get rich quick?: Only by taking big risks. Also in this issue: From the Mailbox — Spending in retirement.
The Investor 13 December 2005
Can’t see the forest for the houses?Also: Christmas shopping. Quick question: Which of the following grew fastest in the last year: New Zealand house prices, New Zealand shares, hedged overseas shares (hedging removes the effects of foreign exchange movements), or unhedged overseas shares? Surprise, surprise, it wasn’t house prices. Bigger surprise still: house prices came last.