NZ Herald 21 January 2006
Q&As: Shares v term deposits — it depends how much time you have; Short-of-cash millionaires should try to renegotiate their mortgage; When is a 2% penalty not 2%?
The Investor 17 January 2006
Readers rally to back houses. It always happens. Whenever I write about investing in houses and shares in the same column, people say I’m unfairly negative about houses. In my final column last year, I wrote that the rise in house prices over the previous year was slower than the rise in: New Zealand shares, hedged overseas shares and unhedged overseas shares, all including dividends. That surprised me, and I thought it might surprise you.
NZ Herald 14 January 2006
Q&As: Should man, 53, go with bank and seminar rental recommendation?; Young couple ponder buying share of family farm; Should Mary answer all readers’ letters?
NZ Herald 17 December 2005
Q&As: Should newly separated woman buy a house or rent?; Our total tax rate depends on whether we spend or save. Plus: End of year message.
Holm Truths Summer 2005–06
Can you get rich quick?: Only by taking big risks. Also in this issue: From the Mailbox — Spending in retirement.
The Investor 13 December 2005
Can’t see the forest for the houses?Also: Christmas shopping. Quick question: Which of the following grew fastest in the last year: New Zealand house prices, New Zealand shares, hedged overseas shares (hedging removes the effects of foreign exchange movements), or unhedged overseas shares? Surprise, surprise, it wasn’t house prices. Bigger surprise still: house prices came last.
NZ Herald 10 December 2005
Q&As: $29,000 rental in Gore not the thing for a risk-averse man; More on tax on a second job.
NZ Herald 3 December 2005
Q&As: Who gets the money when mortgage rates increase?; 2 Q&As on whether the tax rate on second jobs is fair.
The Investor 29 November 2005
The student loan lark — what students can and can’t do. Student loans are back in the news. And there’s some confusion about how students will be able to use — or abuse — the system when all loans become interest-free next April.
NZ Herald 26 November 2005
Q&As: Woman in Australian shouldn’t sell her house here; Is the house price boom like the great tulip bulb bubble?; Couple disagree over rental property v shares.