Q&As:
– Off the boat and on to a degree at 50
– Best place for 11-year-old’s inheritance
– Term deposits or cash funds for money to spend soon?
– Reader caught out by falling markets
Plus:
– Winners of Gift Book Giveaway
Q&As:
– Small savings safe in KiwiSaver — as long as …
– How to withdraw retirement savings set up in three tiers
– An example for a fairly risk-averse retiree
– What to use instead of a cheque in the Christmas card
– No, I haven’t been ripped off!
Plus:
– Enter the giveaway of my books for Christmas
Q&As:
– Does couple need to “use the equity” in their home?
– Subdivide and then sell, or rent out the old home?
– Buying and selling in the same market not so simple
– How to sell a property without an agent
Q&As:
– Tips for student soon to start university — including “have fun!”
– Should granddaughter stop KiwiSaver while on leave?
– Banks “cavalier to consumers”
– Will you lose money permanently higher-risk KiwiSaver funds?
– Why moving funds is like moving houses
Q&As:
– Old share certificate may be good for a shout at the pub
– Help for reader put into inappropriate investment
– Non-bank term deposits — is the return worth the risk?
– Confusing situation with KiwiSaver fund and advice offered
Q&As:
– When it can be good to be in debt — how rental property works
– Adviser didn’t listen
– Are term deposit investors being treated unfairly?
– How best to turn shares into deposit for child’s home
– Using KiwiSaver for its lower fees
Q&As:
– Does laddering term deposits work well in volatile markets
– Reader takes a wise longer-term view of share markets
– How some KiwiSaver providers use — and charge members for — financial advice
– Moving providers is ok in volatile markets — but ask adviser what’s in it for you
Q&As:
– Getting out of share market is not wise
– Keep an eye on economic numbers — but not to predict share markets
– Did reader lose during KiwiSaver provider transfer?
– No, don’t cut your contributions!
– Reduce risk on spending money
– Should older investors stick with term deposits?
– 2 readers sing the praises of cross lease property
Q&As:
– How to invest while living a gypsy life — for saving for anything else
– Oops! Growth funds don’t work for short-term saving
– When your money really is goneburger
– How to pick which share platform to use
– Why 4 “good” shares are not performing well
– Worries over whisky
Q&As:
– Keep that money out of KiwiSaver, unless…
– Does Simplicity’s recent performance prove passive investing is no good?
– Last week’s couple may have been referring to house size
– Reader’s terrible experience with cross lease property
– Justifying NZX50’s inclusion of dividends