Articles & Audio

NZ Herald 20 February 2016

Q&As: Don’t follow the crowd into property investment; Apply for NZ Super early; 2 readers object to last week’s correspondent’s attitude to mother of 10; An honest assessment of life afloat; One reader sees living on a boat as a retreat; Another points out the fun side; A landlord’s kindness made all the difference.

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RNZ Radio 18 February 2016

Listeners’ questions on rental property and KiwiSaver. Questions include: Rental property — A good idea to buy a second rental?; KiwiSaver — Are providers rated?, Contributions versus mortgage repayment, What happens at 65?, What happens if I die before 65?, Join up under fives?

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NZ Herald 13 February 2016

Q&As: Universality of NZ Super annoys working couple; Reader challenges AMP KiwiSaver funds’ performance; Accountant objects to my comments about landlords; Bad luck with competitions? Keep at it; Pluses of onboard life include decluttering.

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RNZ Radio 11 February 2016

Why it’s not easy to get rich quick. How you might get rich quick without putting in heaps of time and taking high risk: Not via scams (discussed last year); The other ideas need luck; What would happen if someone found a low-risk easy way to get rich quick?; 3 ways you could try to get rich quick — 1. High-risk shares, 2. Start a new business, 3. Highly geared investments; What do they all involve?

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NZ Herald 6 February 2016

Q&As: Forget Lotto and enter competitions; Are Bonus Bonds a good substitute for health insurance?; Shares not the answer for student’s savings; Reader dislikes my comments about young landlord; Request for pros and cons of living on a boat.

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RNZ Radio 4 February 2016

Listeners’ questions on setting financial priorities: Quick summary of last week’s segment; Listener’s comment on repaying your mortgage; Listener questions on KiwiSaver; Listener questions on non-KiwiSaver funds.

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NZ Herald 30 January 2016

Q&As: A different Auckland housing option: live on the water; Reservations about young landlord’s success; 2 Q&As on whether Bonus Bonds are a good deal; Worries about living in a leasehold property; Have your say about advisers.

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RNZ Radio 28 January 2016

Setting financial priorities — Best thing to do with excess cash: the rule about repaying debt versus investing; Applying this to: credit card and other high-interest debt, mortgages, student loans; Top priority for all: repay credit card debt. Next priorities: If you don’t own a home; If you have a home with a mortgage; If you have a mortgage-free home.

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RNZ Radio 21 January 2016

Goal setting and the B word (budgeting). Goals should be SMART — specific, measurable, achievable, (w)ritten, time-bound. The goal habit: If you save before a trip, buying a car etc you can have many more trips and cars. Tips on goals. Budgeting: Firstly estimate spending in different categories, then keep track for a while; Tips on budgeting; Robert Frost poem; Emergency money; Help with budgeting: familybudgeting.org.nz.

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