NZ Herald 22 July 2017
Q&As: Helpful Rule of 72, and which KiwiSaver return is most accurate?; Correction on KiwiSaver fee breaks for children; A good way to choose a financial adviser; Online event on women’s financial futures.
Q&As: Helpful Rule of 72, and which KiwiSaver return is most accurate?; Correction on KiwiSaver fee breaks for children; A good way to choose a financial adviser; Online event on women’s financial futures.
Q&As: Gift vouchers have their faults, but they’re not scams; How to find a financial adviser that doesn’t receive commissions; Why KiwiSaver returns on your own contributions are so high; KiwiSaver providers that don’t charge fees for under-18s; Winners of seminar tickets contest.
KiwiSaver performance over its first 10 years and listener KiwiSaver questions: How people have done in KiwiSaver; Listener questions and comments about KiwiSaver.
Results of survey on how readers have done in KiwiSaver — part 2: Type of fund; Staying risky; The switchers; Volatility; Children in KiwiSaver; To sum up.
Results of survey on how readers have done in KiwiSaver: Why do survey?; Differences in performance; Big numbers; Happy and unhappy readers.
Two listeners’ scam stories and what we can learn from them: The guys who beat the slick salespeople at their own game; The woman who fell for the fast talk; Lessons from both stories; Scam warning signs.
Q&As: Some spend too much on fun, but some spend too little; What to do if employer won’t contribute to KiwiSaver; 2 readers ‘self-insure’ for health insurance; Reader glad he had check-up before dropping health insurance; Another way to keep down health insurance costs; How have you done in KiwiSaver?; Win a seminar ticket.
Q&As: Should retirees stop their health insurance?; 2 reasons why students should participate in KiwiSaver; My maths was OK!; Reader suggests doing a trial run on retirement budgeting; Retired couple doing fine on $600,000; More research needed on changing NZ Super age.
Investment risks — Part 4: Ups and downs in investments, emotions and fees. In the last of a four-part series, Mary talks about the risks described in the newly updated “Upside, Downside — a guide to risk for savers and investors”. (Download it here). In this session: Being overconfident about your ability to trade investments or time markets; Taking on more volatility than you can cope with; Letting your emotions rule your investment decisions; Taking on more work or worry than expected; Counting on dividend income; Paying too much in fees and other expenses; Being tax-driven.
Q&As: Don’t miss KiwiSaver tax credits — and why kids do miss out; How to calculate tax credits for new KiwiSavers and those turning 18 or 65; Savings goal from adviser looks too high; Please email to say how well you’re doing in KiwiSaver.