Investing Is for the Long Term
I’m worried. While it’s great to see many new people getting into investing in shares, and others taking more interest in their KiwiSaver accounts as their balances grow, they could be riding for a fall.
NZ Herald 18 December 2021
Q&As:
– With mortgage gone, should couple take on a rental property?
– Reader’s plan to get tax deduction might work — but might not
– NZ Super “beneficiaries” not penalised by earning high incomes
– Working for Families could help in last week’s example
– Reader wants her cat charity on the list
Plus:
– Happy holidays!
RNZ Radio 16 December 2021
Money and couples — Part 2: Survey results, and how to do it well
NZ survey:
– Young are worse
– All income groups
– Causes of money problems
Research on successful relationships:
– Debt
– Equal access
– Talking to one another
– Large purchases
NZ Herald 11 December 2021
Q&As:
– Ignore KiwiSaver fund performance over a few months
– Why you should focus on a fund’s fees, not its returns
– Your KiwiSaver fund has done well in recent years? So what!
– How hard it is for beneficiary parents to get back into work
– A reader’s quote is out of context — and he should stop being mean!
Plus:
– Meaningful Christmas gifts
NZ Herald 4 December 2021
Q&As:
– Should young woman invest or concentrate on repaying student loan?…
– … And is her situation like last week’s beneficiary who inherited $1.5 million?
– 2 more readers angry with beneficiary
– In defence of a criticised headline
– How another beneficiary handled her inheritance
– Borrowing to invest in companies that, themselves, borrow
– 2 readers comment on last week’s Q&A about high KiwiSaver fees …
– … And another one jumps the gun on new low KiwiSaver fees
RNZ Radio 2 December 2021
Money and couples — Part 1: Economic Harm
– What it is and why it’s called that
– Who is affected (maybe half of NZ women)
– Examples
– What’s happening to reduce economic harm
– Where to get help: Good Shepherd NZ website
NZ Herald 27 November 2021
Q&As:
– Reader’s KiwiSaver fees are highway robbery!
– Are banks better KiwiSaver providers?
– Beneficiary must declare big inheritance
– Got a mortgage and investments? You are effectively gearing
Plus:
– New KiwiSaver default funds are a great new option for many
NZ Herald 20 November 2021
Q&As:
– 20-year-old could perhaps try borrowing to invest in shares
– Reader misunderstands 10-year share rule
– KiwiSaver fund a good idea for great grandson
– How KiwiSaver is taxed, and what happens the year you turn 65
– “But the cheap wine tastes better!”
– Take care with employee share ownership schemes
RNZ Radio 18 November 2021
KiwiSaver default funds suddenly become attractive for many.
Changes could make you want to switch to these funds:
– Different providers
– Guidance to investors at life milestones
– Lower fees — as low as 0.2 per cent
– No fossil fuels or illegal weapons
– Change of risk level, from conservative to balanced
Warning to those who should stay in conservative
Don’t let providers talk you into a bad move!
NZ Herald 13 November 2021
Q&As:
– Reader wants to invest specifically in oil and gas industry
– Crash prediction didn’t happen
– 2 letters on investing in shares only if you have a 10-year horizon
– Longer vs shorter mortgage, and paying down mortgage vs investing
– KiwiSaver government contribution as you turn 65
– Are KiwiSaver fees tax deductible? And what are all those fees?