Should KiwiSavers and share investors bail out before the inevitable crash?: NZ share market is booming — affects mid-risk and higher-risk KiwiSaver investors; Should you move your money out before the inevitable crash?; What happens after the share market drops?; Why recoveries tend to be fast; How to cope with an up and down investment.
Q&As: Mum’s single-share investment a huge disappointment; How to organize savings in retirement …; … and how not to; Knicker drawer a great spot for share investment.
Q&As: All the wrong people have — and don’t have — life insurance; Offset mortgages can work well; Help coming with KiwiSaver tax, but other joint accounts still a problem; Last week’s miffed reader adds light touch to column.
New developments in ethical investing: What is it?; Are the returns as good as in other funds?; Big NZ funds put pressure on Facebook, Google and Twitter; Mindful Money website — Good KiwiSaver funds, How is your fund doing? Find a fund that suits you; Listeners’ emails.
Q&As: When having a separate savings account is not the best approach; Houses still cheap in Whanganui; Mt Albert reader offended by house price Q&A; KiwiSaver government contribution smaller in your first year; Provider says their fund is great for retirees; KiwiSaver withdrawals after 65 not instant.
Q&As: Caravan couple’s plans for their savings seem too risky; How to find a cash fund — an accessible alternative to a term deposit; Why international investing is not as complicated or risky as reader thinks; Minimum KiwiSaver contributions for non-earners hoping to get first home grant. Plus: How would you improve KiwiSaver?; 2 reminders about KiwiSaver.
Five KiwiSaver developments: 2 milestones reached; Act NOW! — Just 2 weeks to get maximum government contribution, and for 60–64s to get a good deal; KiwiSaver statements getting better — and better still next year; Improved KiwiSaver health checker; How would you improve KiwiSaver?
Q&As: How 71-year-old renter could use her savings to supplement NZ Super; Reader dislikes ‘free government money’ and KiwiSaver hardship withdrawals; Nobody can predict the share market, so don’t try to time it; Info on KiwiSaver returns is available, but not a lot of use.
Q&As: Stick with mostly global shares, despite NZ’s recent great performance; Time to top up for KiwiSaver government contribution — and how to work out your contributions; Money gift from father won’t affect using KiwiSaver to buy first home; KiwiSaver investment choices much wider than reader thinks.
Understanding risk and return: A survey suggests New Zealanders don’t get it; What investments give the highest returns?; What do we mean by risk?; Who should take investment risk?