How to best deal with a student loan: Possible psychological effects of having a loan; The best strategy financially; What happens if you go overseas?; Does having a student loan make it harder to get a mortgage?; Is the student loan system a good idea?
Q&As: House prices do fall — plus what to do if you’re worried about new rateable values; Tips if you’re considering a tiny house…; …or a mobile home; Why I’m sticking with passive — or index — funds.
Q&As: The financial education that the banks don’t choose to give us; Will the KiwiSaver access age stay fixed to the NZ Super age?; Reader wants bigger grant for single daughter; 2 Q&As on tiny houses.
How to invest $10,000: Inheritance? A win? Goal achieved? Celebrate!; Repay high-interest debt; Emergency fund; Repay mortgage; Investment — how long? risk tolerance? In KiwiSaver?; Short-term; Long-term scared; Long-term brave.
Q&As: A way out for couple who seem to be deprived of KiwiSaver first home help; Shares v property 1 — each to his or her own; Share v property 2 — don’t follow the crowd and don’t pay too much; 2 Q&As on atheists and agnostics.
Q&As: KiwiSaver providers are poor educators (includes list of ethical KiwiSaver funds); No extra protection for KiwiSaver funds; Pros and cons of property v shares; The believer, the atheist and the agnostic.
Which type of mortgage?: Fixed or floating?; Short term or long term?; A listener’s letter about paying extra off a fixed mortgage; Variations: Revolving, redrawable or offset?; Using a mortgage adviser.