Q&As: Reasonable and unreasonable expectations about NZ Super and people’s retirement savings; People need to think beyond their own needs, says reader; Better or worse then or now? Just different; Just how high are — and were — tertiary fees?; Oops! I got it wrong about foreign exchange and interest rates.
Q&As: One retired reader is fed up with a younger person’s attitude to superannuitants…; While another is amused, and thoughtful; Effect of a mortgage rate rise on house prices being underplayed; An overseas landlord must, by law, have an agent here; Bank gives wrong info on deposits into KiwiSaver.
Slow and steady not always the way to win. Slow and steady isn’t always best when it comes to regular investing. We’ll look at making annual investments, to keep it simple. But the same principle applies to contributing to KiwiSaver or other investments in which you make more frequent deposits of the same amount.
How to join the new debt cutting trend. We’re all living through three “great transitions”, said the keynote speaker at a recent conference. One transition is from West to East — with the growing emphasis on China and India, another is from analog to digital, and the third is from debt to saving. Let’s look more at that third transition.