Q&As: Bank securities not quite what a reader was hoping for; The closing of a KiwiSaver scheme hasn’t gone as smoothly as hoped, but it’s no big deal; First home buyers should invest conservatively in KiwiSaver — plus: a painless time to join KiwiSaver.
Are we bad savers, or was it a bad survey? A recent report on New Zealanders’ savings habits annoyed me — and not because it starts by saying that the Savings Working Group, of which I’m a member, “is likely to face a tough challenge”. What got my goat was its misleading conclusion.
Q&As: The “I can’t afford it” excuse for not joining KiwiSaver just went out the window — plus other points about kids and KiwiSaver; Are managed share funds a crock?; Here’s hoping a recent correspondent is not a regular reader of this column!; A book, online tool and language trick for overspenders and their partners; You must be under 65 to join KiwiSaver, but can take part in the scheme after that age.
Q&As: In these changing times, should I still recommend share investment for those with ten years before spending the money?; Another personal finance computer program — and it’s free; The advantages of using joint accounts, and of setting up enduring powers of attorney.
Grab your big chance to painlessly boost your wealth. In the next few weeks, every New Zealand wage or salary earner will get a chance to considerably increase their wealth — painlessly.
Q&As: Looking after the pennies is more rewarding than we realised; Three Q&As on readers’ suggestions on how a couple can better manage their money — including ideas on mortgages and software; Is it worthwhile trying to time a home purchase to make the most of market movements? — plus KiwiSaver first home assistance details.