Q&As:
– Early retirees should think about how that affects their children
– FIRE fan shares his savings numbers
– Exchange traded funds should have been included last week
– Reader’s time overseas won’t affect his NZ Super
– Enticing young into subsidising elderlies’ health insurance won’t work …
– … But maybe a GST change could help
– Accountant’s comment to tax complainers
Q&As:
– Don’t put more good money after bad — please!
– Did the girls deserve lower pay back then?
– IRD can offset your refund against tax debt
– Bonus Bond alternative not so easy
– Are couple in their eighties planning Bonnie and Clyde robberies?
Q&As: What is short selling, are index funds involved and is it risky?; Puzzling that real estate commissions haven’t fallen; Seller of unit needs to keep bright-line test in mind; Teachers’ pay huge compared to support staff.
Apprentices v graduates: The importance of starting to save early — How can 2 conflicting studies both be true?; How much difference 2 years makes to lifetime saving; Applying this to KiwiSaver; Taking inflation into account.
Q&As: Is the family home an investment?; You can get a benefit even if you have savings…; …And having 1 or 2 boarders won’t affect your benefit; 2 letters on study options for last week’s correspondent; One way to save for retirement travel in Europe; Should ‘whingers’ take care of elderly parents themselves?
Q&As: Wisdom for bankrupt couple from one who has been there; How to find ethical funds in the KiwiSaver Fund Finder; Dangerous issue with last week’s picture; Stop tampering with KiwiSaver; Last column of the year and thanks to correspondents.
Q&As: Gear both or neither when comparing shares and property; Tip for bankrupt couple: low-paid retail work has its rewards; New KiwiSaver tool helps you work out your risk level; Retirement date not the key factor in choice of KiwiSaver fund.
Q&As: Boss’s share strategy might work — but it’s risky; Should everyone grow their own veggies?; Bankrupt couple should use their networks; When “attributable” is not attributable; A useful tip about grammar; Strong feelings on grammar; This topic is now closed.
Q&As: Bankrupt couple could make a new start in a small town…; And another reader has an idea for a job for them…; And yet another reader suggests trying the Australian outback; How capital gains tax would work for family with two homes and trusts; Younger reader asks for a stop to school marm comments about grammar.
Q&As: Why a 5-year fixed mortgage rate might be better than a 3-year one; 5 Q&As — Ideas for couple who have been through bankruptcy: take in students, do phone surveys, get a live-in position, write e-books, babysit; Grammar granny strikes opposition; Employers should respond to job applicants.