Higher returns don’t matter for the short term: They need time to work their magic. There’s more than one reason behind the old investment message that goes like this: If you need your money in just a few years invest your savings conservatively, but if you have a longer horizon take more risk.
Q&As: Couple “retiring” in their 30s wonder how to invest their savings; 94-year-old share trader doing just fine; How to run a caravan rental business.
3rd big question: When? — How should you time your investing? Also in this issue: From the Mailbox — Where to invest while saving for a car.
Time is Money: A basic principle that helps you understand investing. Also in this issue: Great Debate — Revolving credit v traditional mortgages.
First things first: How much should you invest in bonds, shares, property and so on? Also in this issue: Great Debate: NZ v international shares.
Emotions and investing: The way we feel affects our investing in ways we are not aware of. Also in this issue: Great Debate — Term deposits v corporate bonds.
Free lunch a rewarding spread: It’s wise to spread your investment money around. Also in this issue: Great Debate — Shares v share funds.
Terms of enrichment: How long you want to tie up your money affects what you invest in. Also in this issue: Great Debate — Shares v rental property.