Term deposits

NZ Herald 6 February 2016

Q&As: Forget Lotto and enter competitions; Are Bonus Bonds a good substitute for health insurance?; Shares not the answer for student’s savings; Reader dislikes my comments about young landlord; Request for pros and cons of living on a boat.

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NZ Herald 19 December 2015

Q&As: Are Bonus Bonds a good place for retirement savings?; How safe are Bonus Bonds?; Another KiwiSaver provider that allows regular withdrawals in retirement; Happy reader moving into new home — thanks partly to this column.

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NZ Herald 10 October 2015

Q&As: Calculators that measure your life expectancy more accurately; Is it better to repay a mortgage or save?; Don’t overreact to worry that KiwiSaver retirement withdrawals could be limited; Don’t assume any interest rate trend will continue; What would happen to members’ savings if a KiwiSaver provider went bust.

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NZ Herald 3 October 2015

Q&As: What are bonds, and are they a good investment?; KiwiSaver instead of term deposits for retiree?; Can you judge KiwiSaver fund by 2-month return?; How tax affects Givealittle fundraising in memory of daughter.

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NZ Herald 15 August 2015

Q&As: 70-year-olds should skip buying unit and spend their savings; How to set up a regular income from bank term deposits; One reader applauds my being tough on those with big credit card debt…; …While another is incensed by it.

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NZ Herald 18 July 2015

Q&As: Financial advisers fail to give good advice on risk to woman in 20s; If a bank fails, a percentage of all accounts would be frozen…; And only a small amount in transaction accounts would be exempt; Reader is disappointed that I didn’t discuss the tax on gains from property.

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NZ Herald 4 July 2015

Q&As: Women’s gifting circles look to be illegal, and…; …they could lead to ‘an abundance of hate’; Shortish-term money shouldn’t be in shares, despite adviser; An advantage of regularly investing the same amount, whatever the market does; One provider charges less for non-KiwiSaver funds.

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NZ Herald 7 March 2015

Q&As: Some ideas better than others for those worried about bank deposits; Reader scares friends unnecessarily; How to even out loans to siblings in a will; “Only thing my girls are getting is an education”.

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NZ Herald 28 February 2015

Q&As: Why are NZ banks following the lead of their Aussie parents?; Should reader spread money over several banks, just in case?; Two readers have no sympathy for younger daughter in recent Q&A, but…; Another reader’s idea is more harmonious; Auckland house prices too high? Try Taupo.

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