Q&As:
– Note to readers: fortnightly column
– Couple in 70s should sell 1 of 2 rentals and relax
– How to invest savings in retirement …
– … and for other goals such as uni
– The power of reinvesting dividends — and when not to
– What if KiwiSaver access age rises?
Q&As:
– Is it time to move out of growth funds?
– Bank KiwiSaver funds not in compensation scheme
– Gold v shares? What about costs?
– Preference shares not an alternative for term deposits
Q&As:
– How gold compares with shares over the short and long term
– Property fund wrong for 92-year-old
– Is this a good time to reduce KiwiSaver risk?
– Cash fund? Term deposits? A bit of both
– Reader unfair about last week’s Q&A
Q&As:
– Splurging in retirement not so bad
– Government’s unrealistic expectations on KiwiSaver
– Index funds are not for the short term
– 2 Q&As on cash fund investments and risk
Q&As:
– Reader gets no gain from being in KiwiSaver
– 2 Q&As about last week’s retired couple planning to sell their home and rent
– Who offers “build-to-rent” properties?
– Reader challenges 4.6% on a term deposit
Q&As:
– Retirees plan to sell home, rent, and have fun
– How compensation works if finance company fails
– Your KiwiSaver tax rate is checked by Inland Revenue
– Clarification on tax when you rent out your bach
Winners of 10 copies of updated edition of “Rich Enough? A Laid-back Guide for Every Kiwi”
Celebrating 10 years of RNZ segment. Contestants had to write what they learnt from it, in 60 words or less.
Themes include:
– Save regular small amount by direct credit
– Make a will
– Repay debt
– Spend on fun in retirement
– Ladder term deposits
– Leave KiwiSaver alone in downturns
– KiwiSaver works well for self-employed
Q&As:
– A bank account for a couch surfer
– No, it’s not me! Scam warning
– Reader excited by recent returns …
– … While another gets a little bit brave
– Now retired, we’re selling our rental
– Is renting out bach a good idea?
Q&As:
– Where to put proceeds from downsizing house
– Consider non-banks for term deposits — but is it easy?
– 2 Q&As on the best way to do health insurance
– Fairness and KiwiSaver contributions to over-65s
– Employers’ role in KiwiSaver
– … and one former employer’s good approach
Q&As:
– Deposit compensation up and running
– What if someone pulls out of the scheme?
– KiwiSaver total remuneration defended
– What’s fair for over-65s in KiwiSaver?
– Total remuneration tempts people, who will later regret it
– Best way to self insure for health costs
– Couple has been lucky with health — so far!