Q&As:
– How to be fair with gifts to children for home purchases
– When share investments might not do well over a decade
– Challenging a family trust distribution
– Why reverse mortgage interest rates are higher
– A mortgage fund versus term deposits
– Winners in book giveaway
Q&As:
– He quit KiwiSaver before the downturn, but what now?
– Conservative fund versus term deposits
– Finance company interest rates after Depositor Compensation starts
– Wisdom from her Scottish forebears
– An alternative to reverse mortgages….
– … and the 2 options compared
– WIN A BOOK!
Q&As:
– Slow down huge mortgage payments and live a little …
– … Similar for couple in 60s — spend that KiwiSaver
– Misunderstanding about reverse mortgages
– Is Warren Buffett’s company still best investment?
– 3 Q&As on Deposit Compensation Scheme — on timing, joint accounts, KiwiSaver
Q&As:
– Put inheritance in finance company deposits?
– Should badly advised readers hire a lawyer?
– Bad advice ruined retirement
– Tax deductions might help couple
– Spend savings before postponing rates
– Psychology and selling gradually
– KiwiSaver funds usually unit trusts
– The maths of dollar cost averaging
Q&As:
– How to stop your heirs selling a family treasure
– Couple lives on NZ Super, and saves $100 a week
– Managed funds or term deposits
– How much is needed to retire early?
– Do houses outgrow KiwiSaver?
Q&As:
– Couple support sons more than daughters
– Grandparents’ support comes with conditions
– Best place to keep emergency money
– Making retirement savings totals clearer
– Is my rule of thumb any good?
Q&As:
– Where first home buyer, 24, should put savings
– Pros and cons of selling rental in retirement
– A tale of simple — but worrying — tax
– What to do when mortgage ends
– Helping a grandchild into KiwiSaver
Q&As:
– Move money in steps
– British dodge capital gains tax (CGT)
– Phasing in of CGT
– New tax would bring complications
– Fairness of NZ Super, and CGT on shares
– Teen hit by inheritance tax
– What happens if inheritance is declined
Banking in tough times — how we’re doing, plus payee confirmation coming at last!:
– How many apply for hardship
– How we run our credit cards
– Types of mortgages — what’s best?
– Use of term deposits
– Payee confirmation — see who you are paying online
Q&As:
– Laddering a mortgage can work well
– All Lotto profits go to grants
– Lotto expenses explained
– Good to invest for the dividends?
– Saving for grandkids within your own KiwiSaver