NZ Herald 25 October 2025
Q&As:
– Reader gets no gain from being in KiwiSaver
– 2 Q&As about last week’s retired couple planning to sell their home and rent
– Who offers “build-to-rent” properties?
– Reader challenges 4.6% on a term deposit
Q&As:
– Reader gets no gain from being in KiwiSaver
– 2 Q&As about last week’s retired couple planning to sell their home and rent
– Who offers “build-to-rent” properties?
– Reader challenges 4.6% on a term deposit
Q&As:
– Retirees plan to sell home, rent, and have fun
– How compensation works if finance company fails
– Your KiwiSaver tax rate is checked by Inland Revenue
– Clarification on tax when you rent out your bach
Winners of 10 copies of updated edition of “Rich Enough? A Laid-back Guide for Every Kiwi”
Celebrating 10 years of RNZ segment. Contestants had to write what they learnt from it, in 60 words or less.
Themes include:
– Save regular small amount by direct credit
– Make a will
– Repay debt
– Spend on fun in retirement
– Ladder term deposits
– Leave KiwiSaver alone in downturns
– KiwiSaver works well for self-employed
Q&As:
– A bank account for a couch surfer
– No, it’s not me! Scam warning
– Reader excited by recent returns …
– … While another gets a little bit brave
– Now retired, we’re selling our rental
– Is renting out bach a good idea?
Q&As:
– Where to put proceeds from downsizing house
– Consider non-banks for term deposits — but is it easy?
– 2 Q&As on the best way to do health insurance
– Fairness and KiwiSaver contributions to over-65s
– Employers’ role in KiwiSaver
– … and one former employer’s good approach
Q&As:
– Deposit compensation up and running
– What if someone pulls out of the scheme?
– KiwiSaver total remuneration defended
– What’s fair for over-65s in KiwiSaver?
– Total remuneration tempts people, who will later regret it
– Best way to self insure for health costs
– Couple has been lucky with health — so far!
Emergency (or rainy day) money — how much? And where?
– Lack of fund is source of stress
– Priorities with your money
– How much?
– Where to save — including idea for those with mortgages
– How to build a fund
– A “charity fund”?
– If you use the money…
Q&As:
– Why rental property is not a great retirement investment
– What about commercial property?
– How to handle money when husband going into care
– Help available for the retired
– Rule of 72 — when debt doubles
Q&As:
– Low-risk way to invest in rentals
– Another good way to invest in property, but …
– Easy way to give to charities
– KiwiSaver versus term deposits in retirement
– Big KiwiSaver fee savings, and getting risk right
– Best way to compare KiwiSaver fees
Q&As:
– How rental market works in one apartment block
– … and in the whole economy
– Am I biased? And socialist?