Superannuation

NZ Herald 19 September 2020

Q&As:
– Are you getting as much NZ Super as you should be?
– KiwiSaver withdrawals are tax-free
– Reader “finds” $45,000
– ASB and ANZ still not offering offset mortgages
– Bonus Bonds payout for people overseas
– FMA is watching ANZ on Bonus Bonds
– Unlikely someone else will start Bonus Bonds lookalike

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NZ Herald 15 August 2020

Q&As:
– A clever way to reduce mortgage risk a little
– Westpac denies age discrimination in mortgages
– Boomer vents about NZ Super, but misunderstands
– How to keep inheritance away from separated sister-in-law

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RNZ Radio 13 August 2020

How much do you need to save for retirement?
– KiwiSaver statements give estimated total — but many not reading it
– Industry sometimes says you need $1 million-plus. Ridiculous!
– How to set a reasonable goal
– What to do if you’re unlikely to reach your goal

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NZ Herald 8 August 2020

Q&As:
– Family trusts no longer let you avoid rest home fees
– Advice from Shakespeare on treating children equally in wills
– What should “lazy and irresponsible” reader do with his million?
– NZ Super unlikely to be slashed, especially for those on low incomes
– Widower describes 17 years of retirement travel with wife
Plus:
– Money Week

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NZ Herald 25 July 2020

Q&As:
– You don’t need nearly a million to retire comfortably
– Should couple sell Covid-struck business now and retire, or wait and hope?
– Report shonky kiwifruit contractor, reader urges
– Reverse mortgage could help last week’s house buyer

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NZ Herald 18 July 2020

Q&As:
– 72-year-old should buy house she rents. Plus how to make her savings last
– Last week’s indebted reader should get a mortgage
– No choice but to apply for overseas pensions
– No government handouts without rules — but help is available

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NZ Herald 4 July 2020

Q&As:
– Parents can give money to adult son without tax complications
– Another parent can do likewise, but watch out for care subsidy rules
– Conservative KiwiSaver fund’s high returns are genuine — but won’t always be there
– Change will give people NZ Super despite their partner’s overseas pension
– NZ Super application timing was wrong on some websites

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NZ Herald 27 June 2020

Q&As:
– Government KiwiSaver contributions to over 65s wouldn’t work, or be fair
– How reader with cancer could set up her savings
– Over how long should you drip-feed a lump sum into an investment?
– Is weekly drip-feeding better than monthly?
– I suggest reader takes rental property off the market …
– … but she’s sold it! Don’t put proceeds into another rental

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NZ Herald 1 February 2020

Q&As:
– Reader: “We” are lucky to have KiwiSaver — I’m not part of that “we”
– 2 letters on why KiwiSaver should work for beneficiaries too
– Last week’s correspondent has found a way to spend more, but worries about teen son

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