NZ Herald 12 November 2005
Q&As: The pros and cons of self employment and income splitting; Comparing shares with property is tricky; How movements in the dollar affect investment in international share funds.
NZ Herald 5 November 2005
Q&As: Share funds v rental property; Income splitting by the self-employed — is it OK?
NZ Herald 29 October 2005
Q&As: Should immigrant solo mother get into the housing market now?; What is an index fund?; How exchange traded funds work.
Holm Truths Spring 2005
Kids, cash and cards: Help your children learn about money. Also in this issue: From the Mailbox — Saving for the children’s future.
The Investor 4 October 2005
A message that goes too far — Shares beat mixtures over long term. I take exception to a recent New York Times article entitled, “The long-term lesson: It pays to diversify”. If you look hard at the numbers quoted by the writer, they show just the opposite.
The Investor 6 September 2005
Share pickers respond to my doubts. Even as I typed it, I thought a certain sentence in my last column was bound to cause trouble. “Lots of research,” I wrote, “shows that an individual investor who researches companies doesn’t tend to do any better than someone who chooses shares at random.” Sure enough, a man who describes himself as “a paid-up member of the share pickers guild” emailed me.
The Investor 23 August 2005
Is it dumb to diversify shares or property? Diversification is not all it’s cracked up to be, according to a man who read my last column, which praised the spreading-your-risk idea. “Bill Gates didn’t diverse much, and it didn’t do him much harm,” he writes. “The fact remains that the richest people on the planet have become that way because they haven’t diversified.
NZ Herald 13 August 2005
Q&As: Risky to buy shares while waiting to buy a house; Is the gain on excess shares in an IPO taxable?; Rental property depepreciation and Inland Revenue.
The Investor 9 August 2005
One bad apple — New Zealanders are bad at diversifying. Most New Zealand shareholders are frighteningly undiversified. About 24 per cent of share investors own shares in just one company, and another 36 per cent hold shares in two to five companies, according to recent research by the stock exchange, NZX, and sharebrokers ABN AMRO Craigs.
NZ Herald 30 July 2005
Q&As: What chattels can be depreciated separately in a rental property?; Share trading and tax on capital gains.