Beware of the hype around IPOs (initial public offerings):
– What are they?
– Current examples
– Recent research on the 32 NZ IPOs since 2013
– Average performance: Good in first year, appalling long term
– The good ones
– The bad ones
– Conclusion: Don’t ignore IPOs. But take care
Q&As:
– Reader, 95, could become the little old lady of online share traders
– Spending little on clothes — and worrying about 65-plusers still working
– Money making idea for last week’s Dad
– How hard is it to withdraw KiwiSaver money in retirement?
– Former teachers appreciate my comments
– State schools produce some notable ex-pupils
– Is this column disclaimer-free?
Where are we on ethical investing?
– Different names for it, and different approaches
– NZ report from Responsible Investment Association of Australasia
– How ethical investing is growing
– NZ v Australia
– Which issues do people most care about?
– Greenwash and what is being done about it
– Watch your risk level
– 2 good websites: Mindful Money and Responsible Returns
Q&As:
– Grandparents’ best gift for a baby
– Single Mum should put house ahead of son’s private schooling
– Should last week’s Mum buy a cheaper house now?
– Yes, tenants can put up pictures, but they need to fix the walls afterwards
– A little of the high-risk stuff, but only a little!
Q&As:
– How to cope with housing market that could rise or fall
– KiwiSaver during maternity leave — and for non-employees
– 2 Q&As about splitting mortgages into three different terms
– Sorry but your NZ Steel shares are worthless
– Seeking possible overseas bank account
Active vs Passive share funds:
– Listener’s letter suggests an active NZ fund beats the index
– Why this could be misleading – wrong index, chosen time period etc
– Research on 15 NZ active share funds
– Conclusion: passive is a better choice
Q&As:
– Treasure hunt: Could this old term deposit be worth a fortune?
– A couple of worries about a share investor’s confidence
– “Spend while you can” says reader’s adviser
– Too few women in the Business Herald?
– One reader appreciates her real estate agent’s work …
– … While another sold easily without an agent
Going through our Lucky 13 Money Quiz
– Questions and answers to online quiz for Money Week
– Discussion on the harder ones
– The one question few people got right — about house prices
Online share trading — don’t forget the basics
– Main platforms — Sharesies, Hatch, Invest Now and Stake
– Nearly 40% of adult NZers (1.5 million people) use or plan to use
– Five messages for share investors:
1. A good company is not necessarily a good investment
2. Decide about diversification (Can do share funds online too)
3. Shares are for the long term — or gambling
4. Traders are not winners on average
5. Value vs growth? Dividend payers vs others?
– Comparisons and info on safety of your investments — MoneyHub
Q&As:
– How to invest as inflation increases
– Does my writing stand the test of time?
– KiwiSaver provider’s services could be better
– Reader has a good laugh about real estate commissions …
– … while another one defends agents
– When agents sell their own houses