Q&As: Should it take a bank three weeks to cut its mortgage rates?; Just how great was one family’s “Great Mistake of 2009”?; Reader tells Mary off for forgetting about the expenses of selling a house; How couple should invest as they approach retirement.
Q&As: Repaying debt should be Number One priority — with one important exception; Money can’t buy the most important things in retirement; Last week’s numbers on NZ Super were incomplete — sorry; Let’s demystify share trading, and share holding; One more advantage of owning shares.
Q&As: Retiree stuck with a property investment that’s gone wrong should sell her house and the rental; 71-year-old wants to be in KiwiSaver, while younger New Zealander stays out for the sake of the country; Fees are not the only consideration when choosing a KiwiSaver fund.
Wanted: better insurance against outliving our savings. Imagine you’re heading into retirement. You’ll get NZ Super, but you also have savings in KiwiSaver or elsewhere. You would like to spend that money over the rest of your life and leave the house to the kids. But — not knowing how long you will live — how can you decide how much to spend each year?
Q&As: KiwiSaver still great for children, even though the fee subsidy is gone; Now might be an okay time to get into a rental property — for family in the right circumstances; Should young retiree switch some savings into a share fund?; Two Q&As offer advice — on school fees and insurance — to woman with dying husband.
Q&As: History tells us to hang in there with shares; NZ Super rise on its way.
Q&As: The possible perils of parents lending a mortgage to adult children; Tips on mortgage reduction from a mortgage broker; How mortgage borrowers could unite to force interest rates down; 2 Q&As on what happens to KiwiSaver money in retirement.
Q&As: Couple can afford to retire youngish, especially if they are willing to eat into their savings; Cash PIE not always a good substitute for a term deposit — but there’s another way to achieve reader’s goal using PIE tax advantages.
Retirement payments likely to make a comeback. Annuities — which are typically monthly payments to retired people, over and above NZ Super — may be on their way back onto the New Zealand scene.
Q&As: 64-year-old can’t believe how good KiwiSaver is for him; KiwiSaver providers give wrong info to a would-be investor; Retired man questions my advice about bonds.