Retirement

NZ Herald 17 November 2012

Q&As: Is KiwiSaver the best place to save for a child?; KiwiSaver is flexible in retirement; 21st birthday money could be used to repay student loan — and get bonus; Gains, taxes and prizes; Another website offers info on banks; Tell your KiwiSaver provider how well they communicate.

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NZ Herald 27 October 2012

Q&As: Fortnightly mortgage payments not all they’re cracked up to be; When the overnight money goes in and out of bank accounts; How to organize retirement savings; The downside of using rental property for retirement savings; Last week’s correspondent exaggerated his woes.

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The Investor 22 September 2012

Help needed for retirees to live it up a bit. I’m disappointed. Retired people have been gaining access to their KiwiSaver money for several months now, but there’s no emergence of good new products to help them manage their savings.

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NZ Herald 15 September 2012

Q&As: The big question: does the doom merchant use banks?; Why NZ banks are not beloved; How couple close to retirement might be able to get a mortgage; When saving beats repaying a mortgage; Low-income reader lives a good life; Housing NZ offers help to retired people too.

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NZ Herald 8 September 2012

Q&As: Time to check a reader’s challenge about banks and gold; And let’s hear it from the reader himself; Why 1-person retiree households spend so much less than 2-person households; Should NZ Super be more for older retired people?; Income manipulation to get student allowances is now curbed; Not every reader agrees with aggressive ones.

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NZ Herald 1 September 2012

Q&As: The extra money retired people can get from the government, above NZ Super; 2 Q&As about information on spending in retirement; People don’t literally invest student loans — so how do they do it?; Reader finds this column not worth reading!; People who make the most of student loans are “not morally bankrupt”.

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The Investor 25 August 2012

Retirement spending puzzle solved. It was a question that got people thinking. Massey University senior lecturer Claire Matthews had just finished a presentation at the Workplace Savings NZ conference on how much people spend in retirement. “How come most of the spending totals for two-person households are more than twice the one-person totals?,” somebody asked.

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NZ Herald 25 August 2012

Q&As: 3 readers are upset about morality and student loan repayment strategies; Is it better to take advantage of the student loan repayment bonus, while it lasts?; Low retirement spending figures challenged.

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The Investor 28 July 2012

KiwiSaver graduates face some choices. It’s decision time for the first KiwiSavers “graduates” — those over 65 who have been in the scheme for five years. But there’s no rush.

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