Q&As: Should family keep renting, or buy a home?; Why Inland Revenue takes so long to process KiwiSaver contributions; Employee must join KiwiSaver via their employer, but that’s not so bad; Adult children can’t opt out of KiwiSaver, even though their parents signed them up.
Q&As: How to plan retirement savings if you don’t want to own a home; Family in last week’s column must have muddled their language a little; If you’ve lived in Australia, applying for NZ Super may not be straightforward.
Q&As: Retired couple with house in Christchurch’s red zone have several options to weigh up; Three Q&As about KiwiSaver for children and grandchildren; One adviser firm accepts pay-for-performance fees, at least to some extent.
Q&As: A reader clearly doesn’t like the idea of renting instead of home ownership; How risky are mortgages, and who owns a home with a mortgage — you or the bank?; Share portfolio in some ways better than rental property in retirement.
Q&As: Why 55-year-old Mum shouldn’t give up on home ownership; Important to save a little, even if you have a mortgage, to gain market knowledge over the years; Banks “are just like car dealers”; Will below-market share buyer lose it all in tax?
Q&As: 2 Q&As on whether home ownership beats renting whilst saving the difference between the two option; 2 Q&As on last week’s reader, who dramatically moved her term deposit business to another bank; How to get your own back through the post — and how not to.
Home ownership doesn’t always beat renting. I was a little surprised the other day when I asked a couple of hundred young university students whether they wanted to buy a home in the foreseeable future. Everyone said yes — despite the fact that we’d just been considering why home ownership is not necessarily all it’s cracked up to be.
Q&As: Tips on how to ease back into investing in share funds; Have I been too upbeat about the outlook for shares?; If the Dow Jones index is so bad, how come so many in the news media highlight it?; Auckland couple on $60,000 could buy a home if they really want to.
Q&As: 2 Q&As on whether homeowners should sell and be renters for a while, to cash in on falling house prices?; Should 62-year-old buy a rental property or join KiwiSaver?
Q&As: Monkey story a great yarn, but it’s not about the share market; Reader’s concerns about banks’ exposure to foreign exchange risk are unfounded; 61-year-old should think hard before selling her house and enjoying some of the proceeds; Man about to retire can still get plenty from KiwiSaver.