Renters — are you a financial failure if you don’t buy a home?
– Changing attitudes to renting for life
– Are you financially worse off renting?
– Worry about being kicked out
– Other negatives of renting
– Positives of renting
Q&As:
– On benefits and inheritances
– Why share broker asks all those questions
– Charities make it too hard to give
– Landlords worse off than tenants?
– One landlord’s take on it all
– More landlords equal lower rents
– Thanks for running angry letter
Q&As:
– How rental market works in one apartment block
– … and in the whole economy
– Am I biased? And socialist?
Q&As:
– Should rents be increased?
– … or capped?
– KiwiSaver for teens
– No KiwiSaver winners in Budget? — but better rates rebates
– Home help for the elderly
– 2 letters on health insurance excesses
– Reverse mortgage on an apartment?
Q&As:
– You’ve done well, but don’t lose compassion
– Spending seems to rise in retirement?
– Living on NZ Super — with plan for health costs
Plus:
– Not Planning on Home Ownership
Q&As:
– What, exactly, are bonds? And are they safe?
– Are bonds no longer behaving as they should?
– Industry man defends gold
– Just 2 KiwiSaver providers won’t let you do this
– Last week’s correspondent “naïve” about tax on rental income
Q&As:
– Gold not the answer for this reader
– “Should I or shouldn’t I reduce risk?”
– Couple’s tax idea not fair
– A reverse mortgage in a retirement village?
– Can move KiwiSaver overseas with you
Q&As:
– Couple has more than enough for retirement
– Gold gains taxed when you sell
– Not everyone tries to dodge tax
– Tax land rather than gains…
– …or tax financial transactions
– A different deal for tenants in Germany
Q&As:
– Low-fee KiwiSaver funds a better bet
– 3 teachers comment on comparison with dairy farmer
– How KiwiSaver is taxed — and whether CGT would change that
– Overly worried about CGT
– Don’t sell home, a reader advises
– More rights for tenants
Q&As:
– Should solo parent sell her home and rent?
– Where to save emergency money
– 3 Q&As on capital gains tax on the family home
– Do farmers have it harder than teachers?
– Should Lotto be taxed?