Q&As:
– Laddering savings while studying for a new career
– Dodging the rental property bright-line test
– Using KiwiSaver money to buy a UK house
– Go for the pension scheme with the employer contributions
– No need to close KiwiSaver when living overseas
– Are your contributions included in your KiwiSaver return?
Q&As:
– Get rid of the rental and get on with enjoying life!
– Reader gets it upside down on KiwiSaver fees
– When it’s good to be in more than one KiwiSaver fund
– Rental property not all that “safe(ish)”
– Shares are a great alternative to property
Q&As:
– Tips for a 26-year-old on how saving for a home
– A 50% house price drop? 30% has happened
– Changes strengthen landlord argument
– Tough gifting rules for elderly care subsidy
– One way around the care subsidy rules?
– Divorce not the answer unless real
Q&As:
– Are house prices too high?
– Bank needs to improve KiwiSaver withdrawal options
– In residential care subsidy rules, do charity donations count?
– My mistake with gifting number
– 2 Q&As on care subsidy details
– Legal execs “are not secretaries”
Q&As:
– Insider tips from KiwiSaver provider about employee contributions
– Use KiwiSaver at 65 to pay off overdraft
Plus:
– Upside Downside: Risky behaviour: Taking on more volatility than you can cope with
– Risky behaviour: Letting your emotions rule your investment decisions
– Risky behaviour: Taking on more work or worry than expected
Q&As:
– Owner of rental shouldn’t give up and sell
– Buy Hamilton house now or later?
Plus:
– Upside Downside: Risky behaviour: Putting short-term money in volatile investments
– Also, Risky behaviour: Buying investments that are hard — or expensive — to get out of
Q&As:
– Be brave about daughter’s KiwiSaver
– Would this be fairer to withdrawing investors?
– A call for Contact Energy to be clearer
Plus:
– Upside, Downside: Risky behaviour: Failing to diversify within each type of asset
Q&As:
– Become a digital nomad — but keep the house
– What it’s like working with a financial mentor
– Sell the house and rent in retirement?
– Some banks reject parents’ loans to children for house buying
– A warning on lending to an elderly parent
Q&As:
– Widow needs help with coping with son’s selfishness
– Scam text from “IRD” looks genuine
– Reader annoyed at having to phone bank to get better rate
– A warning for people changing banks
– Parents invest kids’ inheritances in a rental …
– … But did they follow the law?
Q&As:
– KiwiSaver provider’s ad looks like cherry picking to me
– Retired couple should sell their rental property
– You can repay reverse mortgages any time
– Reader takes note of bank credit ratings when choosing term deposits
– A reader’s story: Surviving Covid jitters, and upping KiwiSaver and mortgage payments